Original mountain

Author | He Jian

Edit | Jiang Jiang

Cover | Snowball "Avenue is invisible and I have style"

Duan Yongping went to the United States in 2001 and settled near California. Since then, he has been far away from the front line of business and rarely returned to China, but there are still legends about him on the Chinese Internet. In fact, Duan Yongping began to be called "China Buffett" just after he retired.

Few entrepreneurs in China can still gain a huge voice after staying away from the front line of business. Duan Yongping is called a hidden billionaire, and people talk about his investment ideas, his culture and the stories of his disciples in China. His disciples did create great commercial achievements.

It’s hard to say whether Duan Yongping’s popularity was created by the media or he did it on purpose. After all, those circulating quotations really came from his sharing on social platforms for decades. Instead of choosing fashionable social platforms such as Weibo and short video, he registered an account in a stock investment community-he is one of the people with the largest number of fans on this platform-perhaps because it is more suitable for investment exchange, or just because the founder of this platform, Fang Sanwen, is his good friend.

He shared his daily life here, and passed by Macao for a small gamble during the Spring Festival, and won. Get up early to grab Vision Pro, and it took a few days to say that there is no cinema that can compare with Vision Pro’s viewing experience. Maotai and Ruixing made a sauce-flavored latte, and he was willing to vote for it as a shareholder. Go to the NBA to watch the ball and wish the Warriors good luck. But more is to share the investment concept. He has a heavy position in Apple and Maotai and is optimistic about the long-term value of the company. "Buying stocks means buying companies", which has attracted many people who regard him as their life mentor.

Like Buffett, every speech made by Duan Yongping can be used to make a fuss. Recently, he discussed his views on the buyback with netizens, and compared Tencent’s buyback with Apple’s. Some media immediately reported that "Duan Yongping’ questioned’ Tencent". Last year, he shared the investment dynamics of "starting to think about Ali, selling put first", which caused a lot of commotion. Many analysts explained that this was Duan Yongping’s "bullish and bargain-hunting of Ali stocks."

Duan Yongping’s screen name is "Avenue is invisible and I have style". Most of his followers call him "Avenue", which is not only the nickname of Duan Yongping, but also seems to be the avenue of their lives.

01 | Beware of being blacked out.

880,000 fans are not a bright number on social platforms. The number of fans after the name of online celebrity on Tik Tok is 99.99 million+. But in Snowball, a stock exchange community, 880,000 is probably the limit you can reach.

This is the number of fans of snowball user "Avenue is invisible and I have style". Of course, you may be more familiar with his real name Duan Yongping. More often, people will add an attribute before his name, "China Buffett". He himself denied the name many times, even though it was the name that appeared most frequently in his mouth.

It costs 128 million RMB to photograph the sky-high lunch to communicate with Buffett, but to communicate with "China Buffett", you only need to register a snowball and comment under the account of "Avenue is invisible and I have style".

But remember to follow certain rules. For example, you only ask questions once a day (the exact time set by Duan Yongping is 23 hours). Don’t ask silly questions. Before asking questions, you’d better read through his past speeches-they are everywhere on the Internet, and some speeches are also marked with dates. Snowball has specially published a book for him, "Duan Yongping Investment Questions and Answers", which consists of two volumes.

Don’t try to give him advice, because he just shares and doesn’t want to discuss any problems with anyone. "I have enough experience and don’t want to discuss problems with anyone."

It’s ok to express gratitude, for example, reading his posts has benefited a lot, and some of them will reply briefly, "I will be happy that someone finds it enlightening", but it’s best not to make a long speech, and he may not pay attention to you. Remember not to love him casually, it’s what he hates most.

One of the consequences of not following the rules is that you will be blacked out by him. Recently, a former employee of an Internet company was blacked out by him because he was asked what he thought of the non-competition agreement of this Internet company. He should also be cautious in evaluating his favorite companies, such as Apple, Maotai and Tencent. These companies are all his heavy positions, and some have been firmly held for many years. He hates "pretending to know apple", and it will ruin things when he meets it.

More blackouts may just be that he doesn’t like it. He said in his signature that "I occasionally choose blackouts because I don’t like you either". For example, you can love him casually, or you have different opinions on Chinese medicine, or he feels silly about your speech. Don’t think that you won’t be seen by him when you comment on your homepage or other bloggers. He often surfs the internet.

In Snowball, a small investor trading community, being blacked out by "Avenue" is something to show off-after all, it may be the place with the highest concentration of "Duan Yongping Quotations" on the Internet. Duan Yongping is not only a "avenue" here, but also a life mentor.

A person who was blacked out by Duan Yongping said that he was "both shocked and surprised" and was shocked by being blacked out, because he was a snowball registered for Duan, and he was surprised that "I was so close to my idol, and even some little ones were lucky to be noticed by idols."

After being blacked out by him, some people will write a special post saying "honored" and express their gratitude at the same time. "I am grateful to learn a lot from the avenue." Sometimes I have to reflect on what mistakes I made, such as cognitive deficiencies, such as whether I said something that I shouldn’t have said.

It is an honor to be noticed by the avenue. Some followers have been interacting with Duan Yongping on the Internet since the blog period. In 2018, Netease blog was changed to Lofter, but Duan Yongping didn’t like it, so he turned to snowball. He posted a blog saying that "bloggers can sign a number on the snowball" and left a message telling him that he would pay more attention. There are more people paying attention to him now, and it is not easy to get attention. The rule of Avenue is that there must be at least two people who have paid attention to it, and he will also look at the applicant’s application content and speech views in advance. He only followed 181 people on the snowball.

But we should also pay attention to choosing a good screen name. After all, the screen name is also the embodiment of values. A netizen’s name is "Being surprisingly upright", which was changed by Duan Yongping’s suggestion to "Being surprisingly upright" because "if you don’t think about surprises all day, the chances of making mistakes will drop, and it will become possible to make a mistake accidentally."

This netizen left a message thanking him for saying, "With the word’ no’ added, there is a lot less trouble."

02 | Preacher

Many people use "preacher" to describe Duan Yongping. Even though he retired long ago, the culture of "duty" advocated by him continued to spread on the Chinese Internet through his disciples. He himself has expounded this point on snowball or Netease blog many times. "Duty" can be briefly summarized as "doing the right thing, doing the right thing". He said that these two words are extremely simple but by no means easy. You can read "understand" in one second, but most people can’t do it all their lives.

Thinking about this duty should always be kept in mind, and strive to combine words with deeds. A few years ago, the WeChat red envelope burst into flames. Some people used their duty to think, saying, "It’s not their duty to grab the red envelope easily in the group." Duan Yongping replied that his duty was to blame himself, not to use it as a mirror.

Some people ask him that he is too specific about his business actions, which he will think is not understood in place. For example, a netizen once asked him about his decision-making ideas in BBK, and he said that these were all "skills". "My whole blog is about’ Tao’, but people always think that’ skills’ are worth learning." He warned these people that those who are eager to learn a trick or two from the avenue, so as to get financial freedom quickly, are all in the opposite direction.

Duan Yongping has also forwarded many collections of his own speeches, and his speech in BBK more than 20 years ago can also be found on his blog, with the title "The Foundation is Evergreen". A few days ago, he forwarded an interview with him by a student from Zhejiang University eight years ago. "It may be really helpful for students who are graduating from college to look at this."

Duan Yongping also recommended the book "The Foundation is Evergreen" many times.

In recent years, he has not been interviewed by the media, partly because he retired and partly because he felt that the media would misinterpret his meaning. He learned from Buffett and will only be interviewed by TV media in the future, and will not be misinterpreted.

Duan Yongping’s popularity on Chinese Internet largely comes from his successful investment in Netease many years ago. It is said that he benefited as much as $1 billion from that investment. He later said that the standard of his judgment is value, and the simplest investment standard is "buying stocks is buying companies."

Countless people tried to learn the secret of investment from Duan Yongping. They followed him from Netease blog to snowball, and learned every speech he made, trying to replicate his success in the stock market. But Duan Yongping always said that he didn’t know much, and only one or two companies could really understand it. In the past years, his investment career has been centered around a few companies such as Maotai and Apple, and has been firmly held for decades.

He doesn’t look at short-term fluctuations, and he just stays at ease when he buys stocks. Sometimes I have to tease others. Apple once made a fortune. On that day, he played golf with others. As a result, after playing nine holes, the man said that he would go back to see Apple’s financial report. He thought to himself, "What’s good about Apple’s earnings report? It’s still important to play ball." But in the end, I had to finish the remaining 18 holes by myself.

He is also a fan of the products of these two companies. He knows a lot about Moutai, and it tastes better after being bought for 30 years than the vintage wine he bought directly. He bought Apple’s latest iPhone every year. Last year, the iPhone 15 Pro Max was too popular. He took it a week late and was worried. "In the past, you could get there on the first day through the back door." In fact, his residence in the United States is not far from Apple’s headquarters. Last Halloween, he passed by Jobs’ door and took a photo, saying that "Jobs’ door is very lively tonight". It is estimated that at least a few candy meals will be prepared.

At the beginning of this year, some media counted his positions in US stocks, and the assets of H&H, an investment company he managed, reached 100 billion RMB. Apple is a big position, accounting for as much as 80%. The rest are Buffett’s Berkshire Hathaway and Google. He also bought a small amount of Alibaba, replacing the Pinduoduo stock he used to hold.

In the past, Duan Yongping has always said that he can’t understand e-commerce companies. Pinduoduo couldn’t understand it, but he bought some stocks for Huang Zheng, who said he wouldn’t sell them for three years. He said that he didn’t understand Pinduoduo, which might be a bit like Buffett didn’t understand Microsoft.

When Pinduoduo’s market value surpassed Ali’s at the end of last year, H&H he managed cleared Pinduoduo and started buying Alibaba. Some time ago, after Cai Chongxin’s last interview, he said that maybe "there is no difficult business in the world" needs to be adjusted, because the user can’t reflect it in this sentence.

Many hot companies, such as NVIDIA and Microsoft, are not bought by Duan Yongping. He said that he couldn’t understand these companies. "I didn’t understand them and didn’t have time to read them, so I just missed them." He said that he couldn’t directly feel their products and missed many such companies in the process of playing golf, but he didn’t care. "I’m a Man Cang, but I didn’t miss anything, did I?"

Many people asked him about a company. Duan Yongping’s common expression is to think about this company in 10 or 20 years. Some people say that many of his ideas are ahead of time, but his answer is not ahead of time, just trying to look far away.

03 | Vision Pro, Big Model, Golf and Life Mentor

Most of the time, Duan Yongping’s status on social platforms is relaxed and comfortable, which may make entrepreneurs of his age feel envious.

In January this year, Apple Vision Pro officially opened for booking, and Duan Yongping got up early and got up at 5 o’clock. Vision Pro was sold out 18 minutes after its opening, and Duan Yongping successfully grabbed a ticket. He took a screenshot of the order on the snowball, equipped with Zeiss glasses, travel suit and Apple Care+ warranty service, with a total price of $4,696.

After the arrival of the goods, he specially took a photo of wearing Vision Pro and asked everyone "watching movies or skiing". He spent five or six hours experiencing it. More than 90% of them were watching movies, Forrest Gump, The Avengers and Avatar. If it wasn’t for bedtime, he might have been able to watch it all the time. He spoke highly of Vision Pro, saying that there is no cinema that can be compared with Vision Pro’s viewing experience. Maybe children in the next 10 years will not know what a cinema is.

Duan likes the movie Forrest Gump very much.

Duan Yongping is also very concerned about the hot AI model. At one time, he asked ChatGPT "Who is Duan Yongping" every day to judge whether the big model was talking nonsense. Sometimes the big model says that Duan Yongping is the managing partner of Morgan Stanley, or distinguished professor of Wudaokou Finance College in Tsinghua University, and even founded a fund management company called Dacheng Fund. Duan Yongping concluded, "Ask the same question every day, you can get different answers every day, and you can be happy every day."

In January, he tried to see if Bard, who quit Google, could get the latest information, so he asked, "What is Duan Yongping doing recently?" Bard said that Duan Yongping recently said that he was optimistic about the new energy vehicle industry-in fact, Duan Yongping has never been optimistic about Tesla. Duan Yongping finally commented, "Bard will also be serious and nonsense, and it seems that AI is not enough for search."

But golf is what he really loves. Someone asked him what he thought of Bezos, Nadella and Cook. He said that they were all better than him, but he was better at golf and table tennis. He seldom participates in activities organized by domestic entrepreneurs. Before the dissolution of the Taishan Club, he said that he quit after joining for two years, which was meaningless, and he had his own thoughts. "No one played ball."

This is the retirement life that Duan Yongping enjoys. Sometimes I bask in my own red wine and share my life. Today, I bought and sold a few pens for "entertainment".

But there are always some external factors to disturb him, and the spotlight of the media always hits him. Last time OPPO stopped the chip business Zheku, people kept coming to ask his opinion. He was so upset that he wrote a 200-word explanation, saying that he had retired for more than 20 years. He didn’t know how the specific business was running at present, and he knew the news was only 10 minutes earlier than online. If he asked again, it would be blacked out.

Maotai’s changes in the domestic stock market will also involve him. Earlier this month, Maotai released its 2023 annual report, showing that two private equity funds reduced their holdings in the fourth quarter of last year, which was considered to be related to him. Duan Yongping had to post a special post to clarify, "We didn’t sell any shares!"

At the beginning of this year, he asked a question on the snowball, "Who do you think are the companies that will still be there in 10 years?" He thinks that Apple and Maotai will still be there in 20 years, Google, Microsoft and BRK (Berkshire Hathaway) should still be there, Tencent has a 90% probability, and OPPO and vivo should have a 75% probability. Soon, the media issued a report-"Duan Yongping looks to the next decade". He commented on the recent repurchase of Tencent, so there was "Duan Yongping" questioning Tencent "

Duan Yongping was born in 1961 and is 63 years old this year. Yu Minhong, who is one year younger than him, is still in the first line of the company. In the past few months, he apologized for the incident of Dong Yuhui, the head of his company, online celebrity. Duan Yongping has never met Yu, but he has always thought that he is a very interesting person. New Oriental was once shorted. He spent four hours watching all the interviews with Yu Minhong he could find on the Internet, and came to the conclusion that this person is not what the short seller said. At the end of 2021, New Oriental began to do the live broadcast of Oriental selection. He bought some New Oriental stocks to express his support. "Yu Minhong, who has been gambling for 60 years, will not fall."

Most of the private entrepreneurs who made their fortune by industry together with Duan Yongping in the 1990s have now disappeared from public view. For example, Lan Shili, who just got out of prison two years ago, and Gu Chujun, who made his fortune by air conditioning. Most of the consumer electronics brands born at the same time are short-lived. Like the bully, it took only four years for the love of contemporary speakers to end from glory, and Amoi and Kim Jong-il gradually disappeared from the mainstream vision.

Duan Yongping is different. Most of his businesses in the past are still doing well, and his disciples are also inheriting the duty culture he advocated. It’s hard to say that Duan Yongping really retired-even though he kept stressing that he had retired for many years.

He still expresses his views on his social account intensively, keeping up with current events, commenting on the company and recalling the past, which always attracts the attention of the public and the media. He is not optimistic about new energy vehicles, saying that Tesla may have a hard time in the next 20 years, and evaluating BYD’s cost advantage will become a moat. These speeches have been quoted by the media from time to time and made headlines.

After some entrepreneurs retired, there was no more news, such as Chen Tianqiao, the founder of Shanda Company, who also retired from the United States. Chen Tianqiao was recently mentioned because of the exposure of a large number of real estate he bought in the United States. He is now the second largest foreign landlord in the United States, but Chen Tianqiao did not respond.

Even Huang Zheng, the founder of Pinduoduo, who is now retired from the background, is much more low-key than Duan Yongping. Huang Zheng stepped down as CEO in 2021, and there has been no public speech and dynamics since then.

Duan Yongping, who retired bravely, has become a life mentor in the new era after more than 20 years of quitting the front line.

Original title: "Duan Yongping is hard to hide in the city"

Read the original text

　　Network "cloud classroom" has become an important channel for online learning for primary and secondary school students during epidemic prevention and control, butSome online class platforms in primary and secondary schools pop up advertisements during classes, and even appear illegal and harmful information such as pornographic gambling., seriously undermining the order of online education and teaching and infringing on the physical and mental health of minors.

　　In order to find clues widely and create a good atmosphere, the Network Security Bureau of the Ministry of Public Security recently issued a notice.Please all walks of life and the broad masses of the people report to the public security organs in a timely manner the vulgar and harmful information clues spread by the online class platform for primary and secondary school students..

　　First, the report content

　　★ The online class platform disseminates information such as videos, pictures, links and QR codes that subvert state power and undermine national unity and other contents that endanger national security.

　　★ The online class platform disseminates videos, pictures, links, QR codes and other information containing obscene pornography and online gambling content.

　　★ The online class platform disseminates information such as videos, pictures, links, QR codes, etc. that teach, instigate and sell drugs.

　　★ The online class platform disseminates videos, pictures, links, QR codes and other information containing bloody violence, murder terror, instigating suicide and self-harm and other illegal contents.

　　★ The online class platform disseminates videos, pictures, links, QR codes and other information promoting cult ideas.

　　★ The online class platform disseminates videos, pictures, links, QR codes and other information containing vulgar and vulgar customs, instigating puppy love, worshipping money and things, and bullying on campus.

　　★ The online class platform spreads videos, pictures, links, QR codes and other information that spread bad online social behaviors.

　　★ The online class platform spreads other videos, pictures, links, QR codes and other information that endanger the physical and mental health of minors.

　　★ Online class platform is suspected of illegal collection and use of personal information, extortion, deception of minors to recharge and other illegal acts.

　　★ Other illegal and criminal clues related to the online course platform.

　　Second, the way to report

　　Copy the link to enter the "Internet Crime Reporting Website":

　　http://cyberpolice.mps.gov.cn/wfjb/

　　Find the "I want to report" function module in the website for reporting online crimes. Please select the category of "online courses for primary and secondary schools" as the reporting type.

　　Advocate real-name reporting (please fill in real name, identity information and accurate contact information), and the platform will keep the whistleblower confidential according to law.

　　Third, reporting requirements

　　1. The reporting materials are detailed, specific and complete.

　　The report clues should include the time of the incident, the description of the incident, the name of the involved online course platform (including the website address or download link, etc.), the website address of the illegal and harmful information disseminated or related information, and the report materials such as screenshots or screen recordings..

　　2. False and malicious reports are prohibited.

　　Informants must seek truth from facts, and must not fabricate, exaggerate or fabricate facts. It is strictly forbidden to falsely accuse or frame others in the name of reporting. Those who report maliciously or falsely accuse or frame others shall be investigated for legal responsibility according to law.

　　In recent years, the concept of suburban holiday leisure tour has been deepened, including but not limited to tent camping, beach barbecue, lawn frisbee and other light tourism projects. Along with this concept, SUVs with a hard-core style have gradually become popular.

　　As far as the new hard-core cars listed in the past year or two are concerned, there are no fewer than ten models, which shows the popularity of such sub-models. In my opinion, these hard-core style SUVs are on fire, but it is better to say that everyone’s mentality has changed. The pressure of employment and life in cities is great, and there is no better way to decompress in cities. With off-road vehicles, you can get closer to nature. For yourself, you have found a new way of life, so correspondingly, the demand for off-road vehicles has started to increase, and off-road vehicles have naturally become popular.

　　In addition, in the past, the SUV with hard-core style was either too expensive or uncomfortable to drive, but now the price of the model has become very close to the people and the comfort has been qualitatively improved. Today, the Jetway I test-drive is such a model, so what about the answer sheet it handed over?

　　In terms of appearance, Jetway Traveler, as its name implies, adopts the popular hard-core design and adds many outdoor elements to the details. And the most surprising thing is that the production model has highly restored the design of the previous T-X concept car, so the new car still looks very bright.

　　In the front face, the front of the car is tall and straight, and the front face is rich in layers. The blackened grille also integrates the ""brand logo that can be lit with the headlights, and the headlights on both sides adopt square elements. In addition, the front bumper and front and rear wheel eyebrows are equipped with LED light sources, and additional light sources can also be provided during travel or parking and camping.

　　The overall shape of the headlights is square, but the LED strip with longitudinal arrangement is adopted in the interior cavity, which not only creates a tough style, but also has strong scientific and technological attributes. This design is also the mainstream design of the current hard-core SUV, which is very pleasing.

　　Looking down again, you can see that the overall black bumper is very thick, and the tough lines have a little mecha design style. The details are also very rich. First of all, the trailer hook is common in hard-core models, but travelers paint it fluorescent, and in addition to fog lights, the bumper is also equipped with fill lights, which provide additional light sources in poor lighting conditions or camping.

　　Viewed from the side of the car body, Jietu Traveler adopts the square design used by many hard-core SUVs. The window frame is angular, and the large black wheel eyebrows protrude outward, which is very consistent with the positioning of the whole car. In the transition from C-pillar to D-pillar, the window line began to rise gradually, which increased the fashion sense of the side.

　　Jetway Traveler’s original factory is equipped with a very wide pedal, which is tough enough. However, for people who are taller, it is easy to get dirty without stepping on the pedal. If the pedal is slightly narrowed, the effect is expected to be better.

　　In addition, the front and rear rows are equipped with wide handles, which makes it more convenient for the elderly or children to get on and off.

　　In the details, the front and rear wheel eyebrows are also equipped with lights, and the roof rack is also decorated with fluorescent colors. In terms of body size, the new car is positioned as a medium-sized off-road SUV with a length, width and height of 4785×2006×1880mm and a wheelbase of 2800mm respectively.

　　In terms of rims, in order to cater to the hard-core modeling, the 19-inch blackened rims also adopt a thick multi-spoke style, and the details such as the hub cover are also painted in fluorescent color. And today’s test drive models are also equipped with Jiatong brand AT tires, which are 255/60 R19 in tyre size.

　　A large number of rounded rectangular design elements are also applied to the tail, and the outline is relatively rough. Above the tailgate, a small square schoolbag is hung with an external rear spare tire, which is also the standard configuration of the main hard-core style models.

　　At the same time, the vertical taillights are wrapped in a black frame and integrated with the black decoration on the upper part, showing a strong off-road temperament. The tailgate is also in the form of side opening. It is worth mentioning that the tailgate has a borderless design and looks more textured. Moreover, the tailgate also has an electric suction function, which is definitely a plus item.

　　The design of the rear bumper is consistent with the front of the car, and the shape is very strong. At the same time, the rear of the car also has LED fill light.

　　In the interior part, Jetway Traveler adopts the popular minimalist design style as a whole. The center console has a traditional T-shaped layout, but the interior looks more powerful through angular lines. At the same time, the four-spoke steering wheel with flat bottom up and down and the suspended large-size multimedia screen add a strong sense of science and technology to the interior.

　　In terms of materials, the car is also wrapped in soft and leather materials in a large area, and the interior color matching of the double fight looks fresher and more energetic. In addition, the square air conditioning air outlet, the handrails on both sides of the gear handle and the door handrails all create a sense of strength for the interior.

　　In addition, the decorative board in front of the co-pilot is composed of self-driving routes, which is more in line with the positioning of the model. This small detail is still very careful.

　　In terms of intelligent configuration, the screen size of the car is 15.6 inches, and 8155 chips are built in, so the response speed of the system is completely unnecessary to worry about. Moreover, the functions of the interior app application and intelligent voice control are also consistent with the mainstream models, and it is still very easy for young people to get started.

　　In other aspects, the new car is also equipped with 50W mobile phone wireless charging, fatigue driving reminder and other functions.

　　The shape of the electronic gear lever is very strong, which is very consistent with the positioning of its hard-core SUV, and the grip is also very comfortable, and the damping feeling of the lever is also very advanced.

　　Behind the handlebar are the shortcut buttons for driving mode, air conditioning A/C and panoramic image system, which is convenient for blind operation.

　　The chair is generous in shape, covered with suede material, delicate in touch and high in texture, and the letter LOGO "JT" is also marked on the back of the chair. Moreover, the fabric is soft and comfortable.

　　The rear seats are also spacious and comfortable, the rear backrest supports two angle adjustments, the central floor is also very flat, and it is equipped with air conditioning outlets and power interfaces. In terms of seating space, after the front seat is adjusted to the position of 1,9m adult male, the back seat will be an adult male with a height of 1.9m. The head and leg space still have more than one punch, and the space performance is excellent.

　　In terms of storage space, there are more than 50 storage spaces in the car, which are very rich. There are spacious storage spaces in front of the co-pilot, under the bumper and in the armrest box, which is very convenient for placing personal belongings.

　　In terms of trunk space, the overall volume is basically the same as that of the hard-core SUV of the same level, mainly because the lateral width is average, but the overall space is very regular, and after putting down the rear seats, it can form a very flat space, plus the shape of the generous box, which makes the storage space in the car very regular, and it is no problem to cope with daily family trips.

　　It is worth mentioning that the configuration of the trunk is very rich, with 12V cigarette lighter, 220V power supply, net bag and anchor point. Moreover, there are two hooks and two folding cup holders in the rear door, which are very practical for long-distance travel or camping in the suburbs.

　　In terms of power, the models of this test drive are all equipped with 2.0T Kunpeng power, the maximum power of the engine is 187kW, and the maximum torque is 390 Nm. In terms of transmission, it is matched with the 7DCT gearbox. In addition, Jetway Traveler also offers a 1.5T version to choose from.

　　This time, our main experience is its four-wheel drive performance. The 2.0T version of Jetway Traveler comes standard with Borgwarner’s sixth-generation four-wheel drive system, which can automatically switch four-wheel drive modes and intelligently distribute rear wheel torque. At the same time, it provides six driving modes: economy, standard, sports, snow, sediment and rock. It is worth mentioning that in addition to the above six driving modes, Jetway travelers also provide X mode, which can intelligently identify the road conditions, switch the corresponding modes, and always ensure the best driving state. In my opinion, this mode can be understood as a fool camera, and all the parameters are adjusted for you. Just click on it, which is a very practical function for off-road white. (And this cross-country experience is completed in X mode.)

　　In addition, Jietu travelers also have a approach angle of 28, a departure angle of 30, a minimum ground clearance of 220mm and a wading depth of 700 mm. For an SUV built with a load-bearing body, it can be said that the hardware is almost full.

　　In the actual experience, the four-wheel drive system can sense the tire idling in time and quickly lock the idle wheel, and the electronic slip-limiting intervention is also timely. It is no problem to get out of trouble in the face of the occasional challenges of the subject of experience, and it can also get out of trouble in time when the single rear wheel has adhesion. With the help of the car body data and the four-wheel drive system, its passability is indeed better than that of the general urban SUV.

　　During the 28 climbing experience, Jetway Traveler’s 2.0T engine has enough torque output, and it is easy to climb to the top of the hill with continuous and steady oil supply. Moreover, the AT tires equipped by the original factory did not slip too much during the constant climbing process, and the whole process was very easy. In addition, agile travelers also have the ability to cross a 45 slope.

　　It is worth mentioning that there is also a "cross-country dial" function in the car-machine interface. The left half can display functions such as compass, altitude, pitch angle, roll angle and wading radar, while there is a 3D model on the right, which can display tire pressure, tire temperature, front and rear power distribution, etc. The function is very comprehensive, and it is very playable and practical for hard-core positioning models.

　　The steering force is moderate, and it will be easy to get used to it. When passing on rough off-road roads, the steering will not flick. The gentle steering force is very easy for fine exercise and more controllable.

　　On the unpaved road section composed of gravel roads, the chassis of Jietu Traveler gave me a big surprise. On the high-frequency continuous vibration, the chassis inside the car felt very tight, and there was no unnecessary shaking. Moreover, after the vibration was resolved by the suspension and seat, it was not stiff to be transmitted into the car. In addition, there is no abnormal sound of any decorative parts in the car during high-frequency bumps, and the overall performance can be satisfactory.

　　With the timely four-wheel drive of Borgwarner, the system can accurately brake to lock the skidding wheels according to the road conditions. In the cross-axle test, it can be seen that Jietu travelers have a good suspension stroke, and the four wheels have no skidding phenomenon. As long as the throttle output is stabilized, they can easily pass.

　　When passing through the road surface composed of continuous tires, with strong torque output, Jietu travelers can also easily complete the challenge.

　　Although it is a load-bearing body, its body stiffness is greater than that of a general urban SUV, and its torsional stiffness reaches 31,000 nm/deg, which is enough to ensure that its body deformation is more controllable when facing road conditions such as cross shafts, so as not to make the car squeak. Moreover, it has a longer absorption time and more sufficient rebound absorption when experiencing some uneven roads, thus increasing the ability to get rid of difficulties.

　　In the actual experience, the four-wheel drive system can sense the tire idling in time and quickly lock the idle wheel, and the electronic slip-limiting intervention is also timely. It is no problem to get out of trouble in the face of the occasional challenges of the subject of experience, and it can also get out of trouble in time when the single rear wheel has adhesion. With the help of the car body data and the four-wheel drive system, its passability is indeed better than that of the general urban SUV.

　　From the actual experience, the passing ability of Jetway travelers is worthy of recognition, but I prefer to call it a light off-road vehicle, and this kind of vehicle will become more and more popular. Because in most families, most of them only have one car, so it is impossible to make a pure hard-core off-road vehicle+daily commuting model. Moreover, it is very rare for a large number of people to contact extreme cross-country The light off-road positioning car such as Jetway Traveler is a very balanced choice. The load-bearing car body can ensure enough comfort in daily commuting in the city, and the appearance of hard personality combined with good passing ability can also make you more comfortable and relaxed during the journey. Looking at the test price, it can be said that it is a new category of SUV within 150,000-200,000, which is worth a try for friends who like go on road trip.

In the era when face value is justice, the appearance of a model directly affects the choice of consumers. Generally speaking, the front face design of the new generation has become more luxurious, and some protruding lines are added to the hood, which looks quite muscular. The eagle-eye lights on both sides are quite huge, and they look very energetic after hexagonal adaptive lighting. The shape of the side with the waist line rising on the side creates a sense of readiness, which looks strong in movement, high in rim shape and acceptable in visual effect. The tight tail shape highlights the bold and firm posture, and the rear taillights of the new car are more recognizable.

The interior of the whole vehicle can be said to be very luxurious, extremely high-end luxury. The large leather coverage of the steering wheel brings a good sense of luxury. All the materials above the central control area are made of plastic, leather, wood and metal, which greatly enhances the sense of grade of the whole vehicle. The 10.25-inch central control panel is simple in screen design, but fully functional. The front row is also equipped with a dual-temperature automatic air conditioning control system, which can freely debug the most comfortable space atmosphere. Leather seats give passengers just the right support and soft and comfortable touch.

The length of the BMW 5 Series is 5175mm, the body width is 1900mm, and the wheelbase is 3105mm, which is quite satisfactory. In the same class, the wheelbase of the BMW 5 Series ranks fifth. One bright spot is that its width reaches 1900mm, which reflects that the horizontal space inside the car is not bad. The design of skylight also increases the subjective space feeling of front and rear passengers. Among the models of the same price and class, the trunk volume of BMW 5 Series ranks 31st. The shape is very regular, and the storage volume is absolutely no problem for daily use.

The BMW 5 Series 530Li exclusive luxury suit uses a 2.0 engine, with a maximum horsepower of 258 and a peak torque of 400, matching the automatic manual transmission (AT) gearbox. The power performance of the 2.0 engine on the BMW 5 Series is quite satisfactory, and the low torque is weak and the hysteresis can be felt. The official measured acceleration of BMW 5 Series is 6.5S, ranking 31st among the medium and large-sized cars with more than 800,000.

The active/passive safety configuration of BMW 5 Series is complete, includingAutomatic parking、Zero tire pressure endurance tire、Automatic parking、Steep slope descent、hill start assist control、knee airbag、HUD head-up display、Anti-lock braking (ABS)、Braking force distribution (EBD/CBC, etc.)、Brake assist (EBA/BAS, etc.)、Traction control (ASR/TCS, etc.)、Active noise reduction、Engine start and stop、Side safety air curtain、Wireless charging of mobile phone、night vision system、LED daytime running lights、Forward reversing radar、Tire pressure monitoring、Steering wheel heating、Body stability control (ESP/DSC, etc.)、Rear reversing radar、Fatigue reminder、Remote parking、Child seat interface、Lane keeping (LKAS)Equal configuration.

Among them,Automatic parkingYou can avoid stepping on the brakes for a long time or needing to pull frequently;Steep slope descentCan safely pass through steep slope road conditions at low speed;knee airbagReduce the injury of the car interior to the occupant’s knees in the secondary collision.

In order to have a more comprehensive and objective understanding of the BMW 5 Series, you can go to the Easy Car BMW 5 Series Forum and browse the messages of users who have purchased the car in history.

Tiantai Mountain Scenic Area is located in Qionglai City, an excellent tourist city in China, about 110km away from Chengdu. According to legend, Dayu controls water and climbs high to worship heaven, so it has the good name of "Tiantai". The scenic spot is a national key scenic spot, a national 4A-level scenic spot and a national forest park. It is an important part of the world natural heritage of Sichuan giant panda habitat and one of the eight firefly viewing bases in the world. There are more than 50 kinds of rare animals protected by the state, such as giant panda, red panda, macaque and giant salamander, and more than 20 kinds of rare plants protected by the state, such as Davidia involucrata, yew and ginkgo.

There is no need to say how hot this year’s square box models are, and there are many people with strong off-road ability.

BYD’s Equation Leopard car is a brand-new professional and personalized brand for off-road wave. Its first model, Leopard 5, shoulders the heavy responsibility of showing the "off-road core".

Recently, the venue test drive of Equation Leopard’s "Leopard Force Experience Day" Shanghai Station allowed us to get a glimpse of the leopard and test whether the car was "hard-core" from the dimension of "off-road passability".

In this test drive, we experienced the model of Equus Leopard 5 Pilot with a price of 309,800 yuan. The power parameters are the same as those of the Exploratory Edition with a price of 289,800 yuan and the flagship Edition with a price of 352,800 yuan. The power system is composed of a 1.5T engine and two front and rear motors. The comprehensive maximum power of the system is 505kW(687Ps), and the maximum comprehensive torque reaches 760n m..

In addition, as a hybrid model, Leopard 5 is equipped with a blade battery with a capacity of 31.8kW·h, which supports 100kW DC fast charging, and the charging time of 30% to 80% is 16 minutes. In addition, the maximum power of 20kW in-situ power generation and the comprehensive endurance performance of more than 1200km also demonstrate its pursuit of off-road and long-distance positioning to some extent.

When it comes to off-road performance, the parameters of Leopard 5 are still quite strong. The approach angle of 39, the longitudinal passing angle of 27 and the departure angle of 35 are enough to cope with most steep terrain. The standard intelligent three locks-front differential lock, rear differential lock and energy middle lock can quickly identify the wheel speed difference and independently distribute the driving force to the four wheels. In particular, the energy middle lock can complete the energy transfer of the front and rear axles within 10 milliseconds, which exceeds the reaction speed of the mechanical middle lock and can more easily cope with more complicated off-road scenes.

In the actual field test drive, equation Leopard 5 can cope with large-angle trapezoidal ramp, large-angle climbing, slippery terrain simulated by pulley block and unilateral slope, but the degree of calmness is not comparable to that of ordinary hard-core fuel SUV. Especially, as a vehicle with a curb weight of 2.9 tons, Leopard 5 can stop and start again in the middle of large-angle climbing, and the axle locking speed is quite fast in the face of simulated slippery terrain, which can be said to be "technology changes life".

Strong off-road performance, perhaps not the only "killer" of Leopard 5. As we all know, one of the biggest weaknesses of traditional hard-core SUVs is urban road driving, and its large weight often leads to high fuel consumption. However, the large steering wheel position, slow steering response and tough chassis feedback make many hard-core SUVs have poor urban road driving experience.

However, thanks to the DMO off-road hybrid with electric drive, Equation Leopard 5 can theoretically achieve smooth acceleration and deceleration, and the noise control is far superior to that of traditional fuel off-road vehicles. Due to the integrated design of CTC battery chassis, Equation Leopard 5 can protect the battery between the beams, and at the same time realize the 50:50 axle load distribution and ultra-low body center of gravity, and with the long-stroke front and rear double wishbone independent suspension, realize the stable posture of a comparable car.

For simulating urban road driving, the test drive planned two scenes, namely linear acceleration and S-bend. To be honest, before the actual experience, it’s hard to imagine that a hard-core SUV like Leopard 5, which weighs nearly 2.9 tons, can still break 100 in 4.8 seconds, and it is quite linear while accelerating rapidly, and the body pitch is well controlled. The handling of the S-bend is also relatively calm. The high car height brought by the non-loaded body will still make the Leopard 5 have a certain tilt, but compared with a number of hard-core SUVs, the Leopard 5 has been well controlled.

Observing this Leopard 5 statically, the texture, tough style and stocky figure are impressive.

As for the interior, Leopard 5 embodies another kind of "Leopard Aesthetics". The symbol of "super lock" is displayed everywhere, and the ideal thinking of electricity is integrated into perceptual aesthetics. The lifting gear shift lever and the crystal-like buttons near the gear handle will fill up the mechanical texture, design beauty and ritual sense at the same time. As for the introduction of functions such as 50W wireless fast charging, compressor cooling and heating refrigerator, and FiLink intelligent cockpit, it can be reflected that Leopard 5 is not just a car that pursues "individuality" and "distance" at the expense of experience.

On the whole, as a hard-core SUV of the order of 300,000 yuan, Equus Leopard 5 pursues "comprehensiveness". Oil can be used for electricity, and the wild can be used for cities. It meets the needs of the greatest common divisor as much as possible. Perhaps it is not extreme enough, but it can really make more people show their individuality without sacrificing their daily travel experience.

The richness of the configuration is closely linked to the cost performance of a car, and many people have mentioned it. Let’s take a look at it together.

Let’s take a look at the appearance of tank 300 new energy. The shape of tank 300 new energy front is very fashionable and simple, and it looks full. Coupled with simple headlights, the overall look is very unique. The car is equipped with LED daytime running lights, front fog lights, automatic opening and closing, adaptive far and near light, delayed closing and so on. Coming to the side of the car body, the size of the car body is 4760 mm * 1930 mm * 1903 mm. The car adopts clean lines, giving people a very round and lovely feeling. With large-sized thick-walled tires, smooth lines run through the whole side of the car. In terms of the rear end, the rear end looks more personal and the taillight style is more avant-garde, creating a good atmosphere.

Coming into the tank 300 new energy vehicle, the interior design is very sharp and the visual effect is quite unique. The car’s steering wheel is very tough, equipped with manual steering wheel up and down+front and rear adjustment, steering wheel heating and other functions, and the grip performance is good. Take a look at the central control. The car is equipped with a touch-sensitive LCD central control screen, which makes the interior style impressive and the overall design of the central control is remarkable. The dashboard and seats are equally eye-catching. The car is equipped with a fashionable dashboard, which highlights the trendy temperament. The car uses leather seats, which are wrapped in place and comfortable.

Let’s look at the configuration. Tank 300 new energy is equipped with car networking, driving mode selection, remote control key, Bluetooth key, rear wiper, interior atmosphere light and other configurations.

Summary: The model class introduced today is the most considered class when many people buy their first car, mainly because the model of this class is moderate in size and reasonable in price.

　　Nanhu Lake in Jiaxing, Zhejiang, is full of tourists every day.

　　On the island in the middle of the lake, a red boat lies still on the water, restoring the historical scene of the Communist Party of China (CPC)’s birth. Not far away, it is the magnificent new South Lake Revolutionary Memorial Hall.

　　Here, watching an exhibition, listening to a party class, learning about party constitution, watching a feature film, paying tribute to a red boat and revisiting the pledge of joining the Party can make the spirit inherit and the thoughts sublimate.

　　South Lake in Jiaxing is the birthplace of the Communist Party of China (CPC).

　　In order to effectively protect and manage the site of South Lake, the Nanhu Revolutionary Memorial Hall in Jiaxing was established in 1959. After more than 50 years of construction and development, Nanhu Revolutionary Memorial Hall has become a patriotic and party history education base with high popularity and influence in China, receiving more than 1 million visitors every year.

　　Nanhu Revolutionary Memorial Hall records the revolutionary history and inherits the "Red Boat Spirit". However, the old memorial hall is limited by space, which affects the visiting effect.

　　In February 2005, the staff reported to the supreme leader comrade who made a special trip to Jiaxing Nanhu to pay tribute to the red boat, and he was planning to expand the memorial hall or open a new site. Comrade Supreme Leader expressed his support on the spot.

　　According to the "2004— Outline of the National Red Tourism Development Plan in 2010, and in 2005, the expansion plan of the new Nanhu Revolutionary Memorial Hall was formulated.

　　In October of the same year, the expansion plan was approved by the General Office of the Central Committee of the CPC and Publicity Department of the Communist Party of China, and the National Development and Reform Commission formally established the project, which was included in the investment plan of funds (government bonds) in the national budget for infrastructure projects of red tourist attractions that year.

　　On June 28th, 2006, on the occasion of the 85th anniversary of the founding of the Party, with the care and support of the Supreme Leader, the new Nanhu Revolutionary Memorial Hall broke ground. On March 5, 2007, the expansion project of the new museum officially started construction. By the end of 2008, the main project of the new building was basically completed. On June 30th, 2011, on the occasion of the 90th anniversary of the founding of the Party, the new Nanhu Revolutionary Memorial Hall, which took five years to build, was officially opened to the public.

　　The new Nanhu Revolutionary Memorial Hall, which is located on the bank of the scenic South Lake, is located in the central plot south of Nanxi Road, north of Yuanhu Road, east of Huayuan Road and west of Haiyan Tang Road parking lot in Jiaxing City. It covers an area of 2.73 hectares and consists of three buildings: one main building and two auxiliary buildings.

　　The new building has a total construction area of 19,633 square meters, including an exhibition hall area of 7,794 square meters. The main building of the new building has one basement and three floors above ground, with a construction area of 10,435 square meters, including an exhibition hall area of 5,167 square meters. The East and West Annex Buildings are two-story buildings with a building area of 9,198 square meters, with an auxiliary exhibition hall, an academic lecture hall and a service area, of which the exhibition hall covers an area of 2,627 square meters.

　　The new building with solemn architectural style has an "I" shape, which represents that the Communist Party of China (CPC) is a political party of the working class. There are 56 eaves columns around the building, which means that 56 ethnic groups of the Chinese family are closely United around the party. The exterior wall of the building adopts large-scale blue brick, which makes the whole building not only reflect the solemn and atmospheric style, but also show the charm of Jiangnan water town. To the south of the new building is July 1st Square, and to the north is the oath platform.

　　First-class architecture, first-class content, first-class exhibition.

　　After the new museum was completed and opened, it not only became the new coordinate of Jiaxing’s urban construction with its solemn and atmospheric architectural style, but also was highly praised and fully affirmed by all walks of life and the vast audience because of its informative and vivid exhibition content and brand-new exhibition form.

　　The memorial hall, which has no closing day for 365 days a year, welcomes thousands of people from all over party member every day. There was a long queue at the entrance of the memorial hall, and many people wore party emblem on their chests.

　　Lu Huiwen from Shanghai is an old party member who has been a party member for 47 years. A group of 30 of them revisited the oath of joining the party in front of the oath wall of the memorial hall. He said that every time he came to Jiaxing, he would visit the Nanhu Revolutionary Memorial Hall or pay tribute to the Red Boat. This was the fifth time.

　　"Although I have retired, I always remember that I am a Communist party member, and I will try my best to perform my duties as a party member every day of my life." Lu Huiwen, whose temples are white, still said with passion.

　　Time flies in 1996, and the vicissitudes of 1996 have changed dramatically. From 1921 to 2017, from 58 party member to more than 80 million party member, the Communist Party of China (CPC) led the ship of China’s revolution, construction and reform all the way, braving the wind and waves and courageously moving forward.

　　"After the completion of the new building, it has been widely praised by the outside world. It is believed that the architectural style and scale of the new building have well interpreted the important historical position of Nanhu as the birthplace of the party." Zhang Xianyi, director of the Nanhu Revolutionary Memorial Hall, said, "The memorial hall is like a heavy book on the history of the Communist Party of China (CPC)’s party, which left a deep impression on everyone."

　　During the National Day holiday this year, the Nanhu Revolutionary Memorial Hall received 50,000 visitors. "Since the opening of the new museum, the annual reception volume has been around 1 million." Li Yun, deputy director of the Nanhu Revolutionary Memorial Hall, said that the memorial hall has given full play to the role of base education, and has successively formed co-construction relations with more than 40 schools and units, regularly or irregularly carried out co-construction activities, held various lectures, developed and expanded the volunteer team, and actively cooperated with the holding of adult ceremonies, party swearing-in ceremonies and various theme activities, with increasing social influence.

　　(Jiaxing, Zhejiang, November 2 nd, our reporter Yan Hongfeng, our correspondent Pan Xingmei)

　　The picture shows the environmental monitoring law enforcement personnel checking the operation of enterprise pollution prevention facilities on the spot.

　　□ Our reporter Ding Guofeng

　　□ This newspaper trainee reporter Luo Shasha Wen/map

　　At present, in Jiangsu, the environmental credit rating is related to the enterprise’s EIA approval, credit financing, water price and electricity price … … For nearly 30 thousand key pollution source enterprises in the province, "environmental credit" is becoming more and more important, and it can be turned into "real money".

　　Once it gets a "bad review" in the environmental credit rating, enterprises will face a situation that is not conducive to development, such as sewage treatment fees and electricity price increases, and restrictions on loans. Under what circumstances will enterprises be subject to sewage treatment fees and electricity price increases? How long will it last? To this end, the "Legal Daily" reporter recently embarked on a journey of solving puzzles with this series of questions.

　　"Differentiation" makes emission reduction more effective

　　As early as 2009, Nantong, Jiangsu Province began to explore the implementation of differentiated sewage treatment fee policy.

　　"Green enterprises that achieve zero emissions through reclaimed water reuse are exempt from sewage treatment fees; For enterprises with red and black environmental credit ratings, 0.6 yuan and 1 yuan sewage treatment fees will be added per ton on the basis of the existing sewage treatment fees. " Liu Huajun, director of the Regulations Department of Nantong Environmental Protection Bureau, told the reporter of Legal Daily.

　　"Since the next month after the environmental protection department announced the rating results of corporate environmental behavior in the previous year, ‘ Red ’ ‘ Black ’ Grade enterprises began to implement differentiated sewage treatment fees and pay additional fees for a period of one year. When the execution unit pays the surcharge for one year, the environmental behavior rating of the enterprise reaches ‘ Yellow ’ ‘ Blue ’ Or ‘ Green ’ Level, you can stop execution. " Liu Huajun added.

　　The reporter learned that at present, many districts and cities such as Nanjing, Wuxi and Nantong have implemented differentiated sewage treatment fee policies. The charging standard of sewage treatment fee for enterprises rated as "red" is not less than 0.6 yuan/m3, and the charging standard of sewage treatment fee for enterprises rated as "black" and rated as "red" for more than two consecutive times is not less than 1 yuan/m3.

　　"In addition to the implementation of the differentiated sewage treatment fee policy, we have also tried out the differentiated electricity price policy. The electricity price is charged by the provincial power grid enterprises according to the provincial price and the list of enterprises and electricity price standards announced by the competent authorities of the industry, according to the copied electricity." The relevant person in charge of the Regulations Department of Jiangsu Provincial Environmental Protection Department said.

　　"How is the specific electricity bill calculated?" The reporter asked.

　　"Take Nantong as an example. Enterprises with red and black environmental credit ratings will add 0.05 yuan and 0.1 yuan electricity fee to the existing electricity fee." The person in charge told the reporter.

　　According to statistics, since 2017, Jiangsu has charged 110 million yuan for differential electricity prices for "red and black enterprises".

　　Constructing environmental protection credit evaluation system

　　In 2013, the Environmental Protection Department of Jiangsu Province took the lead in formulating and promulgating the Evaluation Criteria and Methods for Environmental Credit of Enterprises in Jiangsu Province, which clarified the evaluation principles, index system and grading of environmental credit of enterprises. At present, Jiangsu is further optimizing and adjusting the evaluation standard and index system.

　　The reporter learned that the current environmental credit evaluation indicators in Jiangsu are composed of 21 items in three categories: pollution prevention indicators, environmental management indicators and social impact indicators. Among them, only pollution prevention indicators include six small items: "online automatic monitoring of pollution sources, supervisory monitoring of pollution sources, comparison monitoring of automatic monitoring equipment of pollution sources and data validity audit, total amount control, safe utilization and disposal of hazardous wastes, and utilization and disposal of solid wastes". From good to bad, the evaluation results of corporate environmental credit are identified in five colors: green, blue, yellow, red and black.

　　At the same time, the Jiangsu Provincial Environmental Protection Department has also established a dynamic management mechanism for corporate environmental credit, which is regularly adjusted and repaired to reflect changes in corporate environmental credit in a timely manner. Build a "one enterprise, one file" dynamic information management system covering the whole province, and use environmental big data analysis technology to comprehensively collect environmental credit information of polluting enterprises.

　　Last year, the three-level environmental protection departments of cities and counties in Jiangsu Province jointly organized 29,975 pollution source enterprises to participate in environmental credit evaluation, an increase of nearly 5,000 over the previous year.

　　In July last year, Jiangsu Provincial Environmental Protection Department announced the environmental credit evaluation results of 1064 state-controlled key enterprises in the province, including 414 green enterprises and 18 black enterprises, which greatly improved the efficiency of environmental supervision.

　　Environmental credit becomes intangible assets.

　　"By carrying out the construction of environmental credit system, pollution source enterprises will be included in this system, and an incentive mechanism for environmental trustworthiness and disciplinary mechanism for dishonesty will be established, so that environmental credit will become the intangible assets of enterprises, expand the survival and development space for green enterprises, and make untrustworthy enterprises lose their trust and be subject to everywhere." The relevant person in charge of the Regulations Department of Jiangsu Provincial Environmental Protection Department told the reporter.

　　In April this year, 30 departments including Jiangsu Provincial Environmental Protection Department, Provincial Development and Reform Commission, Nanjing Branch of China People’s Bank, and Provincial Department of Finance signed a memorandum of cooperation on joint punishment of untrustworthy production and business units and their relevant personnel in the environmental protection field.

　　"Disciplinary measures will be taken against enterprises rated as red and black. Such as restricting market access, administrative licensing or financing behavior, stop enjoying various preferential policies, and stop implementing relevant financial support. " The person in charge said that enterprises rated as green can enjoy incentives such as giving priority to environmental protection administrative licenses and suggesting financial institutions to give preferential loan interest rates.

　　In addition, Jiangsu has also established an interconnection and sharing mechanism for untrustworthy information, and incorporated the information of untrustworthy production and business units into the basic database of enterprise credit information and the provincial public credit information system, and announced it to the public.

　　At present, Jiangsu Provincial Environmental Protection Department, together with the Provincial Credit Office and the Banking Regulatory Bureau, has established an information sharing system for corporate environmental credit, which promotes banks to regard corporate environmental credit as an important basis for pre-lending approval and post-lending supervision, and rewards the excellent and punishes the poor.

　　It is with this sharing mechanism that the whole credit process has a "reminder". In July, 2013, China Guangfa Bank Wuxi Branch cooperated with a certain material company in Yixing City, and loaned it 10 million yuan, and monitored its real time according to the mechanism, and adjusted its credit strategy according to its credit changes.

　　After that, in 2013, the company was rated as an excellent enterprise with green environmental protection credit, and was rated as a credit strategy support category by the bank. In 2014, the company was rated as a good blue environmental credit enterprise, and the bank adjusted its credit strategy to maintenance. In 2015, the company was rated as red in the annual environmental credit evaluation, and the bank adjusted its credit strategy to control compression and immediately negotiated. In September 2016, the company returned the principal of 9.77 million yuan in advance, ensuring the safety of bank credit assets.

　　"Financial institutions pay attention to and track the environmental credit rating of enterprises in a timely manner through the sharing mechanism, and adjust the corporate credit strategy at any time, which reduces the credit risk, avoids economic losses and safeguards comprehensive interests." The person in charge of the Regulations Department of Jiangsu Provincial Environmental Protection Department said.

　　By the end of last year, the loan balance of enterprises participating in environmental credit evaluation in Jiangsu was 758.9 billion yuan. Among them, the loan balance of enterprises with excellent (green) and good (blue) credit evaluation was 713.7 billion yuan, accounting for 94% of the loan balance of all rated enterprises; The balance of loans to enterprises with poor (red) and poor (black) environmental credit was 12.2 billion yuan, accounting for only 1.6% of the balance, which effectively promoted the green development of enterprises and built the operation mechanism of green finance.

　　short review

　　Effectively solve the problem of low illegal cost

　　Throughout the history of world development, protecting the ecological environment means protecting productive forces, and improving the ecological environment means developing productive forces. It is "green development" to develop both green mountains and green hills and Jinshan Yinshan.

　　In the first half of this year, Jiangsu’s GDP exceeded 4 trillion yuan, ranking second in the country. Jiangsu, which took the lead in development, also took the lead in encountering environmental problems. At present, Jiangsu’s construction of environmental credit evaluation system with the "five-color list" as the core aims to solve the unreasonable situation of "low illegal cost" in the environmental protection field, so that enterprises have a "roadblock" when they commit environmental violations. Environmental credit rating is related to the enterprise’s environmental assessment approval, credit financing, water price and electricity price, which is equivalent to "tightening" the enterprise.

　　Through a series of measures, Jiangsu Environmental Protection Department forced enterprises to take the responsibility of environmental protection from passive to active, and reduced the possible environmental pollution caused by all aspects of production activities through technological innovation. At the same time, by reducing energy consumption, energy conservation and emission reduction, the production cost of enterprises was reduced, and the two-way win-win situation of environmental protection and enterprise development was realized, making "green development" an "engine" for enterprises to move forward further.

Bank card transaction limit adjustment method and related knowledge

In daily life, bank cards are used more and more frequently. However, bank cards usually have a certain transaction limit. This limit may need to be adjusted for various reasons to meet the different needs of individuals or enterprises.

First of all, the common ways to adjust the transaction limit of bank cards are as follows:

1. Handling at the bank counter: This is a more traditional and direct way. You only need to bring your valid ID card and bank card to the bank counter, ask the staff to adjust the transaction limit, and fill in the relevant forms and provide the necessary information as required. The staff will make corresponding adjustments for you after verifying your identity and needs.

2. Online banking adjustment: Many banks provide online banking services. You can log in to personal online banking and find the function of adjusting transaction limit in related settings or security management options. Different banks’ online banking interfaces and operating procedures may be different, but there are generally clear tips and guidance.

3. Adjustment of mobile banking: With the development of mobile finance, mobile banking has become the choice of more and more people. By downloading and logging into the bank’s mobile banking application, you can find the options for adjusting the transaction limit in the modules such as settings or security center, and follow the system prompts to complete the operation.

It should be noted that different types of bank cards, such as debit cards and credit cards, may have different ways and rules to adjust their transaction limits. At the same time, banks will have certain restrictions and requirements on the adjustment of trading limits.

The following is a comparison table of common bank card transaction limit types and adjustment methods:

In addition, the purpose of setting transaction limits by banks is mainly to ensure the safety of customers’ funds and prevent the loss of funds caused by theft and misoperation. Therefore, when adjusting the trading limit, you need to fully consider your own risk tolerance and actual needs and set the limit reasonably.

If you encounter problems or have any questions in the process of adjusting the transaction limit of bank cards, you can contact the customer service staff of the bank at any time, and they will provide you with detailed answers and help. At the same time, we should also pay attention to protecting personal bank card information and passwords to avoid risks caused by information leakage.

[Disclaimer] This article only represents the author’s own views and has nothing to do with Hexun. Hexun.com is neutral about the statements and opinions in this article, and does not provide any express or implied guarantee for the accuracy, reliability or completeness of the contents. Readers are requested for reference only, and please take full responsibility. Email: news_center@staff.hexun.com.