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Order of People’s Republic of China (PRC) Ministry of Construction

No.88

　　The "Measures" for the management of commercial housing sales have been deliberated and adopted at the 38th executive meeting of the Ministry of Construction on March 14th, 2001, and are hereby promulgated and shall come into force as of June 1st, 2001.

Minister Yu Zhengsheng

April 4, 2001

Measures for the administration of commercial housing sales

　Chapter I General Provisions

　　Article 1 These Measures are formulated in accordance with the Law of People’s Republic of China (PRC) Municipality on the Administration of Urban Real Estate and the Regulations on the Administration of Urban Real Estate Development and Operation in order to regulate the sales of commercial housing and protect the legitimate rights and interests of both parties to commercial housing transactions.

　　Second commercial housing sales and commercial housing sales management shall abide by these measures.

　　Article 3 The sale of commercial housing includes the spot sale of commercial housing and the pre-sale of commercial housing.

　　The term "spot sale of commercial housing" as mentioned in these Measures refers to the act that a real estate development enterprise sells the commercial housing that has passed the completion acceptance to the buyer, and the buyer pays the house price.

　　The term "pre-sale of commercial housing" as mentioned in these Measures refers to the act of real estate development enterprises selling the commercial housing under construction to the buyer in advance, and the buyer pays the deposit or house price.

　　Article 4 Real estate development enterprises may sell commercial houses by themselves or entrust real estate intermediary service agencies to sell commercial houses.

　　Fifth the State Council construction administrative departments responsible for the national commercial housing sales management.

　　The construction administrative departments of the people’s governments of provinces and autonomous regions shall be responsible for the sales management of commercial housing within their respective administrative areas.

　　The construction administrative departments and real estate administrative departments of the people’s governments of municipalities directly under the central government, cities and counties (hereinafter referred to as the real estate development administrative departments) shall be responsible for the sales management of commercial housing within their respective administrative areas according to the division of responsibilities.

Chapter II Conditions of Sale

　　Article 6 The pre-sale permit system shall be implemented for the pre-sale of commercial housing.

　　The pre-sale conditions of commercial housing and the procedures for the pre-sale permit certificate of commercial housing shall be implemented in accordance with the relevant provisions of the Regulations on the Administration of Urban Real Estate Development and Operation and the Measures for the Administration of Urban Commercial Housing Pre-sale.

　　Article 7 The sale of commercial housing shall meet the following conditions:

　　(a) the real estate development enterprise that sells commercial housing now shall have the business license of enterprise legal person and the qualification certificate of real estate development enterprise.

　　(two) to obtain the certificate of land use right or the approval document of land use;

　　(three) holding a construction project planning permit and a construction permit.

　　(4) It has passed the completion acceptance;

　　(five) the demolition and resettlement has been implemented.

　　(six) water supply, power supply, heating, gas, communications and other supporting infrastructure have the conditions for delivery, other supporting infrastructure and public facilities have the conditions for delivery or have determined the construction progress and delivery date;

　　(seven) the property management plan has been implemented.

　　Article 8 A real estate development enterprise shall submit the real estate development project manual and relevant supporting documents that meet the conditions for the sale of commercial housing to the real estate development department for the record before the sale of commercial housing.

　　Article 9 When a real estate development enterprise sells a commercial house with mortgage, the mortgage shall be handled in accordance with the relevant provisions of the Guarantee Law of People’s Republic of China (PRC) and the Measures for the Administration of Urban Real Estate Mortgage.

　　Article 10 A real estate development enterprise shall not resell the commercial house as the subject matter of the contract to others before the commercial house sales contract is terminated.

　　Article 11 Real estate development enterprises shall not sell commercial houses by means of return to cost or return to cost in disguised form.

　　Real estate development enterprises shall not sell unfinished commercial houses by after-sales charter or disguised after-sales charter.

　　Twelfth commercial housing sales by the set, shall not be divided into zero sales.

　　Thirteenth commercial housing sales, real estate development enterprises hired a property management company, the buyer shall conclude a property management agreement with the property management company hired by the real estate development enterprises when concluding a contract for the sale of commercial housing.

Chapter III Advertising and Contracts

　　Fourteenth real estate development enterprises, real estate intermediary service agencies to publish commercial housing sales advertising, should implement the "People’s Republic of China (PRC) Advertising Law", "Interim Provisions on Real Estate Advertising" and other relevant provisions, the advertising content must be true, legal, scientific and accurate.

　　Fifteenth real estate development enterprises, real estate intermediary service agencies issued commercial housing sales advertisements and promotional materials clearly stated, the parties should be agreed in the commercial housing sales contract.

　　Sixteenth commercial housing sales, real estate development enterprises and buyers should conclude a written contract for the sale of commercial housing.

　　Commercial housing sales contracts shall specify the following main contents:

　　(1) the name or the name and domicile of the party concerned

　　(2) Basic conditions of commercial housing;

　　(3) Sales methods of commercial housing

　　(four) the way to determine the price of commercial housing and the total price, payment method and payment time;

　　(5) Conditions and date of delivery.

　　(six) decoration, equipment standards commitment;

　　(seven) water supply, power supply, heating, gas, communications, roads, greening and other supporting infrastructure and public facilities delivery commitments and related rights and responsibilities.

　　(eight) the ownership of public supporting buildings;

　　(nine) the way to deal with the area difference

　　(10) Handling matters related to the registration of property rights;

　　(eleven) the method of dispute resolution

　　(12) Liability for breach of contract;

　　(13) Other matters agreed by both parties.

　　Article 17 The sales price of commercial housing shall be determined by the parties through consultation, unless otherwise stipulated by the state.

　　Eighteenth commercial housing sales can be priced according to the suite (unit), can also be priced according to the interior construction area or construction area.

　　The construction area of commercial housing consists of interior construction area and shared common construction area. The interior construction area is an independent property right, while the shared common construction area is a common property right. The buyer shall enjoy the rights and bear the responsibilities according to the provisions of laws and regulations.

　　If it is priced according to the suite (unit) or the interior construction area, the commercial housing sales contract shall indicate the construction area and the shared construction area.

　　Nineteenth according to the set (unit) valuation of the house for sale, the parties can directly agree on the total price in the contract after field investigation of the house for sale.

　　For the pre-sale houses priced by units, the real estate development enterprise shall attach the floor plan of the houses sold in the contract. The plan shall indicate the detailed dimensions and stipulate the error range. When the house is delivered, the apartment type is consistent with the design drawings, and the relevant dimensions are also within the agreed error range, so as to maintain the total price unchanged; If the apartment type is inconsistent with the design drawings or the relevant dimensions are beyond the agreed error range, and the treatment method is not agreed in the contract, the buyer may return the house or re-agree the total price with the real estate development enterprise. If the buyer cancels the house purchase, the real estate development enterprise shall bear the liability for breach of contract.

　　Twentieth according to the interior construction area or construction area, the parties shall specify in the contract the way to deal with the error between the area agreed in the contract and the registered area of property rights.

　　If there is no agreement in the contract, it shall be handled according to the following principles:

　　(1) If the absolute value of the area error ratio is within 3% (including 3%), the house price shall be settled according to the facts.

　　(2) When the absolute value of the area error ratio exceeds 3%, the buyer has the right to return the house. If the Buyer cancels the house purchase, the real estate development enterprise shall return the paid house price to the Buyer within 30 days upon the Buyer’s cancellation of the house purchase, and pay the interest on the paid house price at the same time. If the Buyer refuses to return the house, and the registered area of the property right is larger than the area agreed in the contract, the house price with the area error ratio within 3% (including 3%) shall be made up by the Buyer; The house price exceeding 3% shall be borne by the real estate development enterprise, and the property right shall belong to the buyer. When the registered area of property rights is less than the area agreed in the contract, the house price of the part with the absolute value of the area error ratio within 3% (including 3%) shall be returned to the buyer by the real estate development enterprise; The house price exceeding 3% in absolute value shall be returned to the buyer by the real estate development enterprise twice.

　　　 　 　 　 　 　 　 　 　 　 　 　 　 　 　Property registration area-the area agreed in the contract

　　Area error ratio =—————× 100%

　　　 　 　 　 　 　 　 　 　 　 　 　 　 　 　 　 　 　 　 　 Contracted area

　　If the area difference is caused by the planning and design changes specified in Article 24 of these Measures, if the parties do not terminate the contract, they shall sign a supplementary agreement.

　　Article 21 If the valuation is based on the construction area, the parties shall stipulate in the contract the interior construction area and the shared total construction area, and stipulate the handling methods when the interior construction area is not changed and there are errors between the construction area and the interior construction area.

　　Twenty-second do not meet the conditions for the sale of commercial housing, real estate development enterprises shall not sell commercial housing, and shall not charge the buyer any fees in the nature of advance payment.

　　If it meets the conditions for the sale of commercial housing, if the real estate development enterprise charges the buyer a fee in the nature of the advance payment before concluding the contract for the sale of commercial housing, the fee charged shall be used as the house price when concluding the contract for the sale of commercial housing; If the parties fail to conclude a contract for the sale of commercial housing, the real estate development enterprise shall return the fees charged to the buyer; Unless otherwise agreed between the parties, such agreement shall prevail.

　　Twenty-third real estate development enterprises should express the Measures for the Administration of Commercial Housing Sales and the Model Text of Commercial Housing Sales Contract to the buyer before concluding the commercial housing sales contract; Pre-sale of commercial housing, but also must express the "urban commercial housing pre-sale management measures."

　　Twenty-fourth real estate development enterprises shall, in accordance with the approved planning, design and construction of commercial housing. After the sale of commercial housing, real estate development enterprises shall not change the planning and design without authorization.

　　If the planning changes approved by the planning department and the design changes agreed by the design unit lead to changes in the structural type, apartment type, spatial size and orientation of the commercial housing, and other circumstances that affect the quality or use function of the commercial housing as agreed by the parties to the contract occur, the real estate development enterprise shall notify the buyer in writing within 10 days from the date of establishment of the changes.

　　The buyer has the right to make a written reply on whether to return the house within 15 days after the arrival of the notice. If the buyer fails to give a written reply within 15 days after the arrival of the notice, it shall be deemed as accepting the change of planning and design and the resulting change of house price. If the real estate development enterprise fails to notify the buyer within the specified time limit, the buyer has the right to return the house; If the buyer cancels the house purchase, the real estate development enterprise shall bear the liability for breach of contract.

Chapter IV Sales Agency

　　Article 25 If a real estate development enterprise entrusts an intermediary service agency to sell commercial housing, the entrusted agency shall be a real estate intermediary service agency established according to law and obtained a business license.

　　A real estate development enterprise shall conclude a written entrustment contract with the entrusted real estate intermediary service institution, and the entrustment contract shall specify the entrustment period, the entrustment authority and the rights and obligations of the client and the principal.

　　Twenty-sixth commissioned real estate intermediary service agencies to sell commercial housing, should show the relevant documents of commercial housing and commercial housing sales power of attorney to the buyer.

　　Twenty-seventh commissioned real estate intermediary service agencies to sell commercial housing, it should truthfully introduce the relevant information about the sale of commercial housing to the buyer.

　　The entrusted real estate intermediary service agency shall not sell commercial housing that does not meet the sales conditions.

　　Twenty-eighth commissioned real estate intermediary service agencies shall not charge any fees other than commission when selling commercial houses as agents.

　　Twenty-ninth commercial housing sales personnel should receive professional training before engaging in commercial housing sales business.

Chapter V Delivery

　　Thirtieth real estate development enterprises shall, in accordance with the contract, deliver the commercial houses that meet the delivery conditions to the buyers on schedule. Failing to deliver on schedule, the real estate development enterprise shall bear the liability for breach of contract.

　　If the delivery needs to be postponed due to force majeure or other reasons agreed by the parties in the contract, the real estate development enterprise shall promptly inform the buyer.

　　Article 31 If a real estate development enterprise sets up a model house when selling commercial housing, it shall explain whether the quality, equipment and decoration of the actually delivered commercial housing are consistent with the model house. If no explanation is made, the actually delivered commercial housing shall be consistent with the model house.

　　Article 32 When selling commercial housing, the real estate development enterprise shall provide the Buyer with the Housing Quality Guarantee and the Housing User Manual in accordance with the Provisions on Implementing the System of Quality Guarantee and Housing User Manual for Commercial Housing (hereinafter referred to as the Provisions).

　　Thirty-third real estate development enterprises shall bear the quality warranty responsibility for the commercial housing sold. The parties shall stipulate the warranty scope, warranty period, warranty responsibility and other contents in the contract. The warranty period is calculated from the date of delivery.

　　The warranty period of commercial housing shall not be less than the duration of the warranty period stipulated in the quality warranty issued by the construction project contractor to the construction unit; If the duration is less than the minimum warranty period specified in the Regulations, the warranty period shall not be less than the minimum warranty period specified in the Regulations.

　　The warranty period of non-residential commercial housing shall not be less than the duration of the warranty period stipulated in the quality warranty issued by the construction project contractor to the construction unit.

　　In case of quality problems within the warranty period, the real estate development enterprise shall fulfill the warranty obligations and be liable for the losses caused. Real estate development enterprises shall not be responsible for the damage caused by force majeure or improper use.

　　Thirty-fourth real estate development enterprises shall entrust units with real estate surveying and mapping qualifications to carry out surveying and mapping according to the project before the delivery of commercial housing, and the surveying and mapping results shall be reported to the real estate administrative department for examination and approval before being used for housing ownership registration.

　　The real estate development enterprise shall, within 60 days from the date of delivery of the commercial housing, submit the information required for the registration of housing ownership to the real estate administrative department where the house is located.

　　Real estate development enterprises shall assist the buyers of commercial houses to handle the procedures of land use right change and house ownership registration.

　　Article 35 After the commercial house is delivered for use, if the buyer thinks that the quality of the main structure is unqualified, he may entrust an engineering quality inspection agency to re-check it in accordance with relevant regulations. After verification, if the quality of the main structure is really unqualified, the buyer has the right to return the house; If losses are caused to the buyer, the real estate development enterprise shall be liable for compensation according to law.

Chapter VI Legal Liability

　　Article 36 Whoever sells commercial houses without obtaining a business license shall be punished by the administrative department for industry and commerce of the people’s government at or above the county level in accordance with the regulations on the management of urban real estate development and operation.

　　Thirty-seventh without obtaining the qualification certificate of real estate development enterprises, unauthorized sale of commercial housing, shall be ordered to stop sales activities, a fine of 50 thousand yuan to 100 thousand yuan.

　　Thirty-eighth in violation of laws and regulations, unauthorized pre-sale of commercial housing, shall be ordered to stop the illegal act, confiscate the illegal income; Those who receive advance payment may be fined less than 1% of the advance payment already received.

　　Thirty-ninth before the termination of the commercial housing sales contract, the commercial housing as the subject matter of the contract is sold to others, and a warning is given, and it is ordered to make corrections within a time limit, and a fine of 20,000 yuan to 30,000 yuan is imposed; If a crime is constituted, criminal responsibility shall be investigated according to law.

　　Fortieth real estate development enterprises that fail to organize the final acceptance, fail to pass the acceptance, or deliver the unqualified commercial houses without authorization, shall be punished in accordance with the Regulations on Quality Management of Construction Projects.

　　Article 41 If a real estate development enterprise fails to submit the surveying and mapping results or the materials needed to handle the registration of house ownership provided by it to the real estate administrative department, it shall be given a warning, ordered to make corrections within a time limit, and may be fined between 20,000 yuan and 30,000 yuan.

　　Forty-second real estate development enterprises in the sale of commercial housing in one of the following acts, shall be given a warning, ordered to make corrections within a time limit, and may be fined 10 thousand yuan to 30 thousand yuan.

　　(a) failing to sell the commercial housing in accordance with the prescribed conditions for sale;

　　(2) failing to submit the real estate development project manual and relevant supporting documents that meet the conditions for the sale of commercial housing to the real estate development department for the record before the sale of commercial housing in accordance with the regulations.

　　(three) return to the original sales or disguised return to the original sales of commercial housing;

　　(four) to take after-sales charter or disguised after-sales charter to sell unfinished commercial housing.

　　(five) split the sale of commercial housing;

　　(six) do not meet the conditions for the sale of commercial housing, and charge the buyer a fee of the nature of the advance payment.

　　(7) Failing to express the Measures for the Administration of Commercial Housing Sales, the Model Text of Commercial Housing Sales Contract and the Measures for the Administration of Urban Commercial Housing Pre-sale to the buyer in accordance with regulations;

　　(8) Entrusting unqualified institutions to sell commercial houses as agents.

　　Forty-third real estate intermediary service agencies selling commercial housing that do not meet the sales conditions shall be given a warning and ordered to stop selling, and may be fined between 20,000 yuan and 30,000 yuan.

　　Article 44 State functionaries who neglect their duties, abuse their powers or engage in malpractices for selfish ends in the management of commercial housing sales shall be given administrative sanctions according to law; If a crime is constituted, criminal responsibility shall be investigated according to law.

Chapter VII Supplementary Provisions

　　Article 45 The term "return-to-capital sales" as mentioned in these Measures refers to the behavior of real estate development enterprises to sell commercial houses by regularly returning the purchase price to the buyers.

　　The term "after-sale charter" as mentioned in these Measures refers to the behavior of real estate development enterprises to sell commercial housing by renting or renting the commercial housing purchased by the buyer for a certain period of time.

　　The term "split sales" as mentioned in these Measures refers to the behavior of real estate development enterprises to sell commercial houses by dividing complete sets of commercial houses into several parts and selling them to buyers respectively.

　　The term "property registration area" as mentioned in these Measures refers to the housing area confirmed by the real estate administrative department.

　　Article 46 The construction administrative departments of the people’s governments of provinces, autonomous regions and municipalities directly under the Central Government may formulate detailed implementation rules according to these Measures.

　　Forty-seventh approach by the the State Council municipal construction administrative departments responsible for the interpretation of.

　　Article 48 These Measures shall come into force as of June 1, 2001.

The renovation of old urban residential areas is both a livelihood project and a development project, which contains huge investment potential. In 2020, China will start to renovate 40,300 old urban communities, which will directly and indirectly stimulate nearly one trillion yuan of renovation investment. It can also incite residents’ indoor renovation, decoration, home appliance renovation, etc., and drive the development of many industries, which has an important supporting role in stabilizing investment growth.

Although the renovation of old urban residential areas is a "rich mine" for investment, there are also problems such as large capital demand and difficulty in forming a reasonable return mechanism. At present, all localities and departments are actively exploring the establishment of a reasonable sharing mechanism between government departments, residents and social forces, and raising funds for renovation through multiple channels.

Reasonable implementation of residents’ responsibility for capital contribution —— According to the principle of "who benefits and who contributes", actively promote residents’ participation in the renovation, which can be implemented by means of direct capital contribution, use of special maintenance funds for housing (supplementary construction and renewal), and transfer of community public benefits.

The financial funds are "four to two thousand pounds"-in 2020, the task of transforming old urban communities will be doubled, with 54.3 billion yuan of investment in the central budget and 30.7 billion yuan of special funds for affordable housing projects in the central government to guide and promote related transformation investments.

Social forces add firewood and raise salary-implementing tax and fee reduction policies to make social capital go into battle lightly, ensuring long-term operation of enterprises through government procurement, paid use of new facilities, and implementation of asset rights and interests. The scientific and reasonable investment and financing model has stimulated the enthusiasm of participating enterprises.

The active assistance of the financial system-accelerating the transformation of old urban communities cannot be separated from strong financial support. In 2020, China Development Bank and China Construction Bank signed a strategic cooperation agreement with nine cities in five provinces, which will provide a total of 436 billion yuan in loans in the next five years, focusing on supporting the renovation projects of old urban communities with the participation of market forces.

With the participation of many parties and concerted efforts, the transformation of old urban communities is progressing steadily, which is releasing huge investment potential.

Qingdao: replacing compensation with awards, and the financial funds are "four or two"

Recently, Wang Zhengchuan, a resident of Shunde Garden Community in jiaozhou city, Qingdao, Shandong Province, became more practical when cooking. "After the renovation, most gas pipelines have been moved out of the house, and new pipelines have been replaced in public areas. The’ face’ looks good and the’ lining’ is safe!"

"According to estimates, including Shunde Garden, it takes more than 4 million yuan to transform the gas in three communities." In May last year, after Qingdao Xinao Jiaocheng Gas Company received the project, the unexpected funds once worried the general manager Dong Jiaqiu.

Jiaozhou city’s policy of replacing compensation with awards has solved the urgent need! "The central financial award funds and local financial funds add up to about 2 million yuan, and the pressure is reduced by half." Dong Jiaqiu’s hanging heart was put down.

Financial funds, while focusing on supporting basic renovation such as plumbing, electric heating, etc., also give full play to the guiding role of "four to two", and attract social capital to participate in the renovation of old residential areas through project capital injection and loan discount.

Chen Gang, a member of the Party Group of jiaozhou city Construction Bureau, said that in the next step, Jiaozhou intends to support the large-scale implementation and operation entities to participate in the transformation in a market-oriented way. "At present, Jiaozhou Finance has injected 100 million yuan into the project capital, and local state-owned enterprises and private enterprises jointly set up a mixed-ownership company to be responsible for the design, construction and financing of the transformation of old residential areas in the city."

"The scale of a single renovation project is small, the income is not high, and the financing ability is limited. The main body of large-scale implementation operation can achieve the balance of funds by reasonably expanding the renovation implementation unit, promoting the joint transformation of adjacent communities and surrounding areas, and strengthening the co-construction and sharing of service facilities and public spaces." Ding Shugeng, deputy director of the Real Estate Development Center of Qingdao Housing and Urban-Rural Development Bureau, said.

As soon as the capital bottleneck is broken, the pace of transformation will be accelerated, and the pulling effect on investment will gradually emerge.

"We are an export-oriented enterprise, and the original foreign trade order volume was as high as 80%, because the epidemic situation was greatly affected. In the past few months, the renovation of old communities has placed orders to help us recover quickly. " Yang Wenhao, director of Nedco Elevator (Qingdao) Co., Ltd. said happily. In 2020, 111 old residential areas in Qingdao will "look new", with a total investment of about 700 million yuan. The renovation of Shunde Garden alone can stimulate social investment of tens of millions of yuan and benefit more than 10 related enterprises.

Suzhou: Revitalize resources and attract social capital to invest.

500 million yuan! Wang Xiangzhi, general manager of Suzhou Historical and Cultural City Protection and Renewal Real Estate Co., Ltd., frowned when he just received the task of renovating the old renovation demonstration area of No.32 neighborhood in gusu district, Suzhou, Jiangsu. "With so much investment, the pressure of self-financing alone is too great."

"Why not use gusu district’s traditional resources to build cultural brands and attract other enterprises to participate together?" The proposal of Qian Yujing, director of Suzhou Housing Expropriation Office, made Wang Xiangzhi suddenly enlightened.

You know, gusu district is rich in historical and cultural relics, and a large number of ancient buildings, old houses, ancient streets and alleys are distributed among them. This can bring "wealth" to the transformation of old communities. To discuss plans and seek cooperation, Wang Xiangzhi contacted many enterprises with investment intentions. Not long ago, another Shanghai enterprise took the initiative to sign a contract to integrate and utilize the existing assets of the district to develop boutique hotel projects to provide customized experience services for tourists. "The transformation of historical and cultural blocks requires both improving functions and inheriting history. After the transformation, not only the cultural heritage is more prominent, but also the environmental quality of the community is improved. It can also stimulate at least 30 million yuan of investment and provide jobs for hundreds of people. " Wang Xiangzhi said that in addition, the company can also collect a certain management fee for the renovation of old communities. This model provides a model for the follow-up multi-agents to carry out the protection of ancient cities and the renovation of old communities. "By integrating existing resources and creating more dynamic cultural experience projects, the investment is alive and the pressure on renovation funds can be reduced a lot."

Revitalizing resources and "making money on the spot" can effectively solve the difficulty of raising funds for the renovation of old communities; Moreover, through the construction of postal express terminal comprehensive service stations, sports and fitness facilities and other community service facilities, the improvement and upgrading of old communities can also attract all kinds of social forces to participate in investment. Following this line of thinking, Suzhou has gained many successful cases-

An old residential area in Wujiang District, a rookie station was put into use, providing residents with services such as express delivery, parcel carton recycling, clothes dry cleaning and so on. Zheng Siya, the person in charge of the rookie station, said that the community provided them with an idle building of more than 70 square meters and was free of rent for a certain period of time. "Each station can drive 3 to 5 people to find jobs."

In the old community of Guotai No.1 Village, the community cage football field invested by Suzhou Changchi Sports Science and Technology Company will become a good place for nearby residents to exercise. "After the completion, the enterprise can independently contract for 10 years, and the income sources include rents such as football fields, community parking spaces, public houses and advertising spaces, and the investment cost can be recovered in about 6 years." Lu Zhiping, chairman of Yinshanhu Group, who is in charge of community renovation, said.

"By revitalizing the idle resources of the community and introducing community service facilities for upgrading, it can not only enrich the service supply, make the community more livable, but also enable investment operators to obtain reasonable investment income and achieve a win-win situation." Ge Xin, deputy director of Suzhou Housing and Urban-Rural Development Bureau, said that Suzhou plans to renovate 80 old residential areas this year, benefiting more than 25,500 households, with a planned investment of nearly 1.2 billion yuan.

Bengbu: actively helping, financial institutions send funds "timely rain"

"The loan of the Agricultural Bank of China has pressed the’ fast forward button’ for the transformation of the community." Looking at the makeover of the metal company community built in the 1990s, Wang Wenqiang, secretary of the Party Working Committee of Weisi Street, Bengbu Yuhui District, Anhui Province, breathed a sigh of relief: "Residents have a strong willingness to rebuild, but in the past, construction was delayed due to lack of funds, and we were also anxious."

Last year, 874 old residential areas in Anhui completed renovation, with a total investment of more than 3 billion yuan, including 34 residential areas in Bengbu City. However, the financial funds are limited. In order to incite more capital participation, it is inseparable from the efficient docking of government departments, banks and enterprises. In 2020, the Bengbu Branch of the Agricultural Bank of China issued a total of 310 million yuan in loans, which sent funds "timely rain" for the renovation of 178 communities, including 130 million yuan in loans for the renovation project of Yuhui District.

"130 million yuan loan, including interest rate concessions, can save 900,000 yuan a year; If the capital ratio is lowered by 10 percentage points, enterprises can keep more than 10 million yuan in their hands; The repayment period has also been extended from three years to six years … "Wang Bo, head of the business department of Bengbu Branch of Agricultural Bank of China, said that the renovation of old residential areas has a large investment scale and a long payback period, and enterprises can’t wait to" break a penny into eight petals ",while the bank’s tailor-made and more flexible loan scheme has greatly reduced the burden on enterprises.

Not only that, but the loan process is also being streamlined. Wang Bo introduced that in the past, similar loan business required secondary branches to dock first, and then went to the site for investigation after the provincial branches passed the preliminary examination; At present, the investigation and review link is led by the provincial branch to directly carry out on-site evaluation, and the special loan business will be reviewed immediately. "At present, the efficiency of loan approval can be shortened from nearly one month to half a month."

The financial pressure of construction enterprises has eased, and how can the enthusiasm of banks be improved? "Some communities are small in scale and cannot generate income; However, some communities have wide space utilization, strong functional radiation and strong cash flow. " Wang Peiran, general manager of the Financial Customer Department of China Merchants Bank Hefei Branch, said that when China Merchants Bank issued loans, it considered bundling different communities together and providing financing support through overall credit, which not only helped to enhance the willingness of enterprises to participate in the transformation, but also helped to reduce the risk of bank credit.(Reporter Ding Yiting, Liu Shiyao, Wang Weijian, Wang Pei, Xu Jing)

　　Xinhua News Agency, Taipei, June 20th　Title: From "Lai Pig" to "Jia Niu", food insecurity hangs over Taiwan Province.

　　Xinhua News Agency reporter Chen Jun Shang Hao

　　At the beginning of June, I went to Taipei for an interview, and found that some restaurants posted the sign "We use Taiwan Province pig" in a conspicuous position. The clerk solved the reporter’s confusion in one sentence: "We don’t need ‘ Lai pig ’ La! "

　　"Lai pig" is the name of Taiwan Province people for pork using ractopamine (commonly known as lean meat essence). Despite strong opposition from all walks of life on the island, Democratic Progressive Party authorities officially opened the import of American pork and American beef over 30 months old using ractopamine on January 1, 2021.

　　After the block was invalid, all sectors of society hoped that the authorities could clearly mark the imported "Lai pig" as containing ractopamine, but it was still rejected by the authorities. The competent department of the authorities said that it can be distinguished by marking the place of origin. In order to retain consumers, many supermarkets, stores and restaurants hang signs such as "Taiwan Province Pig" and "cattle from a certain place".

　　In a store in Guangfu North Road, Taipei, the "Taiwan Province Pig" logo is hung in the meat area, indicating that it does not contain ractopamine (data photo). Xinhua news agency

　　Statistics from Taiweifu Department show that Taiwan Province has imported nearly 2,000 tons of American pork and 1,700 tons of American pig offal this year, accounting for nearly 5% and 14.5% of imported meat respectively. Paradoxically, last month, the Taiwan Province Consumer Culture and Education Foundation randomly selected 289 pieces of pork-containing foods on the market, but could not find a single piece of pork labeled as American-made. In contrast, 8 pieces of French pork with equivalent imports can be found. This result greatly puzzled the Consumer Foundation, questioning the fear of "washing the place of origin" behind it and calling on the authorities to strengthen supervision.

　　At the beginning of the controversy over the release of "Lai Pig", the Taiwan authorities offered "all-round management measures for imported pork" such as factory inspection in the United States, new item numbers, batch-by-batch inspection, clear labeling and strict inspection, in order to stabilize the people’s hearts.

　　Wu Rongda, chairman of the Consumer Foundation, said that in the past two years, there are still many unclear links in the entry of American pigs into the food market in Taiwan Province, and it is difficult for consumers to know the circulation process and whereabouts of these pigs.

　　In April this year, Taiwan’s "Food and Drug Administration" announced the draft of opening up the import of all-cow-age beef in Canada, which caused consumers’ concern. According to the data of the Consumer Foundation, in December 2021, cattle were infected with bovine spongiform encephalopathy (commonly known as "mad cow disease") again in Canada, and many countries suspended the import of Canadian beef.

　　Taiwan’s "Food and Drug Administration" assessed that it was "acceptable risk" to open Canada’s beef imports. Zhang Zhiming, chairman of the Taiwan Province Beef Cattle Association, said that the association had raised doubts with the Food and Drug Administration that opening up would affect consumers’ confidence and the survival of the island’s operators, and the proposal was postponed, but there was no response.

　　On June 15, Taiwan’s administrative agencies made a decision to open the import of all-cow-age beef in Canada. In this regard, the Consumer Foundation expressed solemn opposition, and said that if the authorities insisted on ignoring public opinion, they would appeal to consumers to launch a refusal action to defend people’s food safety and health rights.

　　Democratic Progressive Party authorities, who boast that they are "the best communicators and listen to public opinions", why do they repeatedly violate public opinions and open up food imports that may have problems regardless of potential risks? Lin Zilun, a spokesman for Taiwan’s administrative agency, said that opening Canadian beef imports for all ages would help Taiwan Province’s "international participation".

　　So what exactly is the help? Mason Lee, the main official of Taiwan’s foreign exchange department, made it quite clear: Canada will be the chairman of CPTPP (Comprehensive and Progressive Trans-Pacific Partnership Agreement) next year, and opening up the import of all-cow-age beef from Canada will have a "positive effect" on Taiwan Province’s entry into CPTPP.

　　The United Daily News questioned that the reason for opening up is "international participation" from "Lai pig", "nuclear food" to "adding cattle". In the eyes of Democratic Progressive Party authorities, how much is the health of Taiwan Province people worth per catty? "International participation" and people’s food safety are two different things. Why should people’s food safety be sacrificed with the empty check of "international participation"? Lai Shibao, a representative of China Kuomintang public opinion, said: "Now ‘ Lai pig ’ After eating, there is no shadow of joining international organizations. "

　　Just as the flow of pigs in the United States is unclear, in order to lower the price of pigs and reduce inflationary pressure, the agricultural authorities of the Taiwan authorities have introduced measures to subsidize 6 yuan (NTD, the same below) per kilogram to encourage farmers to import foreign pork, with an estimated subsidy of 50,000 tons before the end of September.

　　The editorial of the United Daily News pointed out that imported pigs had a price advantage, and pig farmers in Taiwan Province were not allowed to use clenbuterol. The authorities used tax money to subsidize imported pork, which was a double blow to pig farmers in Taiwan Province.

　　Taiwan Province people often eat seafood also began to shadow. In January this year, the Japanese government set the discharge time of Fukushima nuclear polluted water as "this spring and summer". Taiwan’s "Original Energy Association" recently said that some nuclear polluted water will reach Taiwan Province waters as soon as one or two years after discharge, and the maximum concentration impact is four years after discharge, but it has "no radiation safety impact" on Taiwan Province.

　　On the morning of June 13th, nearly 100 people from various groups in Taiwan Province held a press conference at the location of Japan-Taiwan Province Exchange Association to protest against Japan’s plan to discharge nuclear polluted water into the sea. The participating groups resolutely oppose the import of Japanese "nuclear food" and the discharge of nuclear polluted water from Japan.

　　Cheng Renhong, a professor at China Culture University, wrote that if radioactive substances remain in the nuclear polluted water, they will gather in the food chain, and long-term accumulation will harm human health. Democratic Progressive Party authorities should take the initiative to check the food safety of consumers and strengthen radiation monitoring of imported food and fishery products, which is the unshirkable responsibility.

　　The skull of the cave bear discovered by the researchers is much larger than that of the existing brown bear. Image source: Science Progress website

　　Most people may have heard of the extinction of mammoth mammoth, hairy rhinoceros, bighorn deer and other giant fauna in Eurasia during the thrilling extinction event of the Ice Age, but they are not necessarily familiar with cave bears with a body width of 1.7 meters, a body length of 3.5 meters and a weight of more than one ton.

　　Ursus spelaeus is a kind of bear that lived in the northern part of Eurasia in Pleistocene. It became extinct about 20,000 years ago. Because its fossils were mostly found in caves, it was named "Cave Bear". In many famous caves, almost all the bones of the cave bear have been found. It was also found in Zhoukoudian, Beijing, China, and it was the two giant bears in the Pleistocene with the giant short-faced bear.

　　Whether the cave bear is a vegetarian or a carnivore, and what is the relationship between the "recipe" of this behemoth and its extinction, the scientific community has always had different opinions. In recent 40 years, through the research on the level of nitrogen -15 in the bones of cave bears, some scientists think that they are herbivores because they like tender grass, grass roots and strawberries. Some scientists believe that they also hunted some animals, even humans at that time, which should be carnivores. Recently, a famous international journal, Scientific Progress, published a paper saying that scientists gave a biomechanical explanation to the eating habits of cave bears through computer simulation, and put forward a brand-new view that "chewing leads to the functional degradation of sinus and other systems, and then the skull becomes smaller, which may lead to the extinction of cave bears" through the relationship between chewing exercise and skull development.

　　Viewpoint 1: Plants wither and starve to death due to falling temperature.

　　Three years ago, Yukichi Naito of the University of Tubingen, Germany, found that the content of nitrogen -15 in the bones of cave bears was low, with strong jaws and large flat teeth, and only dense vegetation grew around their residence. All this shows that cave bears are herbivores. This special diet is the reason why the cave bear became extinct more than 20,000 years ago.

　　At that time, the temperature dropped sharply, and the vegetation withered in a large area, which made the cave bear lose its food. Scholars believe that because the food of the cave bear is very single, it must eat a lot in order to meet the needs of the body. Compared with pandas who have to eat 40 kilograms of bamboo every day, cave bears eat more than that, and the nutrient conversion rate is very low. On the contrary, the brown bear is an omnivore with high nitrogen content in its bones. Its diet includes fruits, honey, fish and so on. Its rich diet structure makes it more adaptable to the environment, so it can be widely distributed. This view has also been widely recognized.

　　The second point of view is that the fight between caves and humans has been wiped out.

　　In the Carpathian Mountains in central Europe, the bones of cave bears discovered by scientists show that cave bears are not as gentle as people thought before. They have huge teeth and razor-sharp claws, are fierce carnivores and even eat people. By analyzing the data of cave bear bones found in the southwest corner of this mountain range in recent years, scientists show that most cave bears have a lot of nitrogen -15 content, which exceeds that of many herbivores. This shows that these cave bears are carnivorous individuals and are typical carnivores. They not only compete with humans for caves, but also prey on hyenas, gray wolves, cave lions and fish.

　　In December 2019, Science Report magazine published an evolutionary research report by European scientists, saying that the cave bear population began to decrease sharply about 40,000 years ago, which was earlier than the climate cooling period and coincided with the spread of modern humans in Europe. The cold climate and the subsequent reduction of plant-derived food may lead to the dispersion of cave bear population into different sub-populations, which live in small habitats with mild climate and rich plants. Various human behaviors, including hunting, may have interrupted the connection between these sub-populations, thus playing a decisive role in the extinction of cave bears.

　　This view has already appeared in the Journal of the National Academy of Sciences in 2008, and an international research group composed of scientists from the United States, Britain and Germany published their findings — — The cave bear is one of the strongest rivals of human ancestors. With wisdom, human ancestors destroyed the living environment of these fierce animals, drove them out of their caves and rushed to the mountains. There is evidence that some caves were occupied by ancient humans and cave bears alternately. From this, it is speculated that humans killed or drove away those depressed bears during the hibernation of cave bears; When spring comes, the cave bears who are awake from hibernation and hungry in their bellies will attack humans and recapture the caves. In this cycle of fighting, humans with slightly stronger intelligence finally seized the caves and wiped them out.

　　The latest view is that chewing ability becomes weak, so you can’t eat meat and "sleep for a long time"

　　French and Belgian researchers found that the cave bear is an omnivore by analyzing its teeth. Compared with herbivores, carnivores will accumulate more nitrogen in the body during eating. In addition, black bears and brown bears are omnivores, which shows that although cave bears may mainly eat grass in most cases, sometimes they will taste the meat.

　　Axel Barlow of Potsdam University in Germany and others have analyzed the genome sequences of four cave bears that lived between 71,000 and 34,000 years ago, compared them with those of other animals, and analyzed the scratches and spots on their tooth glazes to judge their food composition. The researchers introduced in the Proceedings of the National Academy of Sciences that they found that cave bears were not vegetarian. Before entering hibernation, cave bears had a variety of foods, including poultry and mammals, invertebrates, seeds and various dried fruits and fresh fruits. Like most omnivores, it will not go into hibernation until it stores enough energy.

　　According to the latest viewpoint published in Scientific Progress, the extinction of the cave bear is not due to the competition with human beings, but because the cave bear’s nose has evolved a special structure. The research team from the University of Malaga, Spain, analyzed the eating scene of cave bears by computer simulation to determine whether cave bears can effectively adjust their diet under the condition of limited vegetation resources, thus explaining why European cave bears became extinct during the climate change period.

　　The research team scanned the skulls of four cave bears and eight living brown bears, and found that the sinus of cave bears was surprisingly large, and the sinus directly affected the chewing mode, strength and amplitude. Due to the enlargement of the sinus, the skull and cranium of the cave bear face are deformed, and the originally round top of the head becomes flat and extends backward continuously, so the bite force of the canine teeth and incisors becomes weak. As time goes by, they can’t tear the meat with their front teeth and canine teeth, but only rely on molars to grind the plants and swallow them. Therefore, when grass is not enough to eat, they can’t turn to meat.

　　Why did cave bears evolve into large sinuses? In the cold ice age, cave bears hibernate longer than other Xiong Ke animals in a year, and the large sinuses help to reduce the consumption during hibernation. Sinus is a cavity in the skull, with four pairs, which are symmetrical left and right. It can adjust the temperature and humidity of the air inhaled into nasal cavity, which is very important for cave bears to hibernate.

　　Alejandro perez Ramos, a paleontologist at the University of Malaga in Spain, one of the authors of the paper, explained that cave bears evolved large sinuses to adapt to the environment. With large sinuses, they can reduce energy consumption by hibernating in winter, so as to survive the winter when food supply is insufficient. But it is also because of the large sinuses that their chewing ability is affected. They can only eat grass and can’t eat meat at all. When the vegetation can’t grow because of the cold, the cave bear can’t survive by changing its diet, especially before hibernation, because it fails to intake enough energy, it is likely to run out of fat and "stay awake for a long time", which eventually leads to the extinction of the whole species.

　　Of course, more research evidence is needed about the sinus structure of cave bear. It is believed that with more and more scientific discoveries mastered by scientists, whether cave bears are vegetarians or omnivores and the mystery of cave bears’ extinction will eventually be revealed to the world.

Special topic: picture channel

Luan Jujie expressed his heartfelt thanks to the people of the motherland with a picture of "Good Motherland". Photo courtesy of CFP

　　On August 3rd, 1984, Luan Jujie won the gold medal in women’s foil individual competition in the 23rd Los Angeles Olympic Games, becoming the first Asian to win the gold medal in Olympic fencing. The picture shows Luan Jujie trying his sword before the final. (data picture)

　　Twenty-four years ago, in Los Angeles, where Xu Haifeng won the first Olympic gold medal for the China delegation, 26-year-old Luan Jujie became the first female swordsman in China history, which is the only Olympic gold medal in China fencing history so far.

　　Luan Jujie, who has been away from the competition for 20 years, participated in the women’s foil individual competition as an athlete on behalf of the Canadian team today. Although she stopped at the top 32, she moved everyone present with her actions. A picture of "The motherland is good" expressed her deep gratitude, and she cried all the people who interviewed her for her love for her daughter with congenital heart disease.

　　Special correspondent for this topic Min Yang, Beijing, August 11th.

　　Luan Jujie’s competition was held at 11: 00 a.m., dressed in a snow-white sword suit, wearing a mighty shield and holding a shining sword. The 50-year-old female swordsman had just appeared, and the cheerleaders in the stands had already flashed the words of refueling.

　　The traces left by the years on Luan Jujie are only reflected in her slightly chubby figure, and the changeable movements in her hands and the flexible pace of movement seem to make people see the dashing and heroic spirit of her eyebrows and swords drawn out at the Olympic Games 24 years ago.

　　In the face of Tunisia’s rival Bubeck, who won the African championship, Luan Jujie patiently responded, "I have been telling myself to be calm. I know that she is less than 20 years old and has been practicing sword in France, but she doesn’t even say hello every time she meets me."

　　What the opponent lacked was the basic demeanor of the swordsman. Luan Jujie seized this psychological weakness and won 13-9 and became one of the top 32. In the eyes of her husband and three children who came to cheer on the scene, Luan Jujie should be the best.

　　Hand-made "Good Motherland" banner before departure.

　　Luan Jujie, who successfully advanced, didn’t leave the stadium immediately. She slowly took out a red and yellow banner from her backpack with the words "Good motherland" written on it. The banner is so big that Luan Jujie’s upper body is almost covered in order to hold it high. After showing a circle, she left with satisfaction. Many spectators at the scene were moved to tears after seeing the banner, and their applause for Luan Jujie became more and more enthusiastic.

　　Although she lost to the Hungarian opponent in the 1/16th final at noon, Luan Jujie won the respect of the audience. All the media waiting at the scene rushed to interview her. Seeing that the reporters in the mixed interview area had stood three floors away, the leader of the Canadian fencing team decided to borrow a press conference hall.

　　Luan Jujie brought her husband, Gu Da, to the press conference. Whenever a Canadian reporter asks questions, she answers them in fluent English. If a reporter from China asks questions, she answers them in Chinese. What everyone is most curious about is how she thought of showing this "good motherland". It turned out that this banner was made by her own hands, and she made it well before departure, ready to show it to the world at the opening ceremony.

　　"Originally, I was one of the four candidate flag bearers of the Canadian delegation, but I didn’t choose it later, but the regimental headquarters said I could stand in the first row and enter. I was going to open this banner at the opening ceremony, but later, the regimental headquarters stipulated that all members should not display any slogans during the admission process, otherwise they would be expelled. I think I have made such great efforts to participate in the Olympic Games and I can’t be expelled like this. " Luan Jujie later brought the banner to the opening ceremony, but she didn’t take it out until the whole delegation entered the prescribed area. "The banner was too big, covering my face. It was lifted by people from our regiment and I took a photo."

　　Luan Jujie set another time to show "the motherland is good" after today’s first appearance. "I dedicated my youth to the country. It was the party and the country that trained me. If I didn’t go abroad, I might not feel how happy I am as an athlete in China." Luan Jujie said that it was the wandering overseas for more than 20 years that made her fully feel how superior the conditions for representing China in the competition were. "I printed this banner just to thank my motherland for training me and let me practice such a good technology. I want to use the stage of the Beijing Olympic Games to express my heartfelt thanks to the people of the motherland."

　　Open fencing school in Shanghai after the Olympic Games.

　　Luan Jujie believes that it is not important which country she represents. What is important is to show the Olympic spirit. "I have made up my mind. After playing the first game, I will take this opportunity to thank all the audience regardless of winning or losing. I have already earned it."

　　Luan Jujie knew that there were many spectators cheering for him today. "I feel that what they care about is not my winning or losing, but encouraging me:’ You are so old, you must hold on.’ What I want to show is that I am still young, and I don’t look like 50 years old. "

　　Luan Jujie prepared for the Beijing Olympic Games for 15 months, and even took part in nearly 10 points races with his own pocket, which cost nearly 100,000 RMB. "If the Olympic Games were not held in Beijing, I would never take part. After all, I have retired for 20 years. My starting point is that the motherland sent a team to participate in the Olympic Games for the first time, and I participated. This is the first time that the motherland has hosted the Olympic Games. I also want to show young people that the reason why I can stand in the Olympic Games is accumulated through years of hard training. "

　　Luan Jujie intends to open a fencing school in Shanghai after the Beijing Olympic Games to contribute to the development of fencing in China. "I was in China for more than 20 years before, and I was in Canada for more than 20 years after. It is estimated that I will be half in China and half in Canada in the next 20 or 30 years."

　　Stay in a foreign country for my daughter.

　　When Luan Jujie explained why she flashed a banner, many reporters were red-eyed. Then, when she talked about why she moved to Canada far away from her native land, she directly cried herself and all the reporters around her, because she mentioned her eldest daughter with congenital heart disease.

　　Luan Jujie has three children named Gu Mengjia, Gu Mengyuan and Gu Hongtao. Luan Jujie was 33 years old when she was pregnant with her eldest daughter. When she gave birth to her daughter by caesarean section, she was told that her child had congenital heart disease before she had time to experience the feeling of being a mother for the first time.

　　Originally, Luan Jujie went to Canada because her husband went abroad to do business. Her original intention was to learn French well so that she could be a referee in the future. "Because I was misjudged by the referee when I was competing, I felt that China could not be without people in the International Sword Federation. I wanted to learn a foreign language well and then seek development in it."

　　The eldest daughter had 10 operations to replace the pacemaker.

　　Unexpectedly, her daughter’s illness forced her to choose to live in Canada for a long time. "This happened to the boss, and he began to put in a pacemaker at the age of two. Later, the operation to replace the pacemaker was done 10 times. I sent her to the operating room repeatedly. It can be said that not many parents came like us, but it was really difficult …" At some point, Luan Jujie began to choke.

　　At that time, she insisted on carrying her eldest daughter home, although the doctor predicted that her life would not exceed 6 years old. But now, her eldest daughter is 16 years old. "After so much experience, I feel that nothing is more important than life. The medical conditions in Canada are more suitable for her, so we stayed."

　　In order to take care of her daughter, Luan Jujie’s family has become a "woman in charge and man in charge". Her husband takes care of the children at home, and she works hard outside.

　　In Canadian fencing, Luan Jujie is a famous figure, and more than 60% of the medals are won by her disciples every year. She is rated as an excellent coach by the Canadian Fencing Association every year. The "Luan Jujie Fencing Open" is also held permanently in Canada as an annual event. "Today, when I return to my motherland, I want people to know that I have not humiliated Chinese. I have been recognized in Canada, and I am Chinese wherever I am."

　　Today, all three children in Luan Jujie went to the scene to cheer for their mother, and the second daughter also attended the press conference. Everyone just didn’t realize that the pretty girl around him was Luan Jujie’s second daughter.

Editor: Wang Jiaolong

Yichexun According to domestic media reports, the annual sales target of the international community in 2024 is 600,000 vehicles. In addition, AITO will launch the new M5 in the first half of next year and the new M8 in the second half of next year.

With the listing of AITO, there are currently three models of M5, M7 and M9 on sale. In the second half of next year, there will be a brand-new model M8, which will ensure that at least four models are on sale. At the beginning of this year, when Cyrus signed a joint business deepening cooperation agreement with Huawei, the two sides set the production and sales target of new energy vehicles as 1 million in 2026.

According to statistics, more than 68,000 vehicles have been delivered from January to November in 2023. According to the latest official data, the M9 has exceeded 10,000 units within two hours of listing, and the cumulative order volume has reached 54,000 units. At present, the large order is still rising, and the first batch of exhibition cars have arrived in 89 cities across the country, with a total of 252 stores. In addition, the total number of new M7 in the world has exceeded 120,000, and the monthly delivery capacity has reached 30,000. (Source:Late Auto)

Open the Easy Car App, click "Intelligent Measurement" on the home page, learn about the hot new car technology highlights from multiple angles, and get the authoritative reference for purchasing smart electric vehicles.

Online appointment registration makes it more convenient to see a doctor; Experts can consult remotely and enjoy quality medical services at home; Online payment and settlement of medical insurance, and continuous improvement of the comprehensive medical security service system …

With the development of information technology, "Internet+medical care" has released great potential, and new medical service models are constantly emerging, which is not only conducive to the rational use of medical resources, but also provides patients with a better medical experience.

At present, in order to coordinate the prevention and control of normalized epidemic situation and meet the basic medical needs of the masses, the amount of consultation on Internet diagnosis and treatment has been further improved. Internet medical care has broken the time and space restrictions, not only played an important role in epidemic prevention and control, but also enabled other patients to receive medical support in time during the epidemic prevention and control. During this period, how can all localities optimize the Internet medical service model? How to expand the online medical service space? What new medical experience has Internet medical care brought?

Data sources: National Health Commission, National Telemedicine Center, Lilac Doctor Data Research Institute, Analysys Consulting and Zhiyan Consulting.

Optimization process of appointment visit

Online booking time is more accurate, and there is no need to sign in twice after arriving at the hospital.

"You need a minor operation, but before the operation, you must first look at the problem of premature heart beats." After listening to the diagnosis given by the gynecologist of the First Affiliated Hospital of Xiamen University, Ms. Chen, who lives in xing lin cun, jimei district, Xiamen, quickly took out her mobile phone and made an appointment for the number of Cardiovascular Department next Wednesday through "Beautiful Xiamen Wisdom and Health" WeChat WeChat official account.

Enter WeChat WeChat official account, click on the hospital appointment module, select the hospital, outpatient department, experts, and time of visit in turn, and submit the confirmation … In a word, Ms. Chen has completed all the procedures of online appointment and registration.

"It’s really convenient to see a doctor now! After the online appointment is successful, show the gossip health code, and after entering the hospital through temperature measurement, you can sit directly in front of the clinic and wait for the call. " Convenient, fast, smooth and comfortable, it has now become a medical experience for Xiamen citizens.

In order to solve the problem of registration, improve the medical environment and enhance the medical experience of citizens, Xiamen began to build an appointment system in 2009 to support citizens to make appointments by telephone, website and hospital self-service machines. "With the development of information technology, citizens’ demand for multi-channel, efficient and convenient reservation platforms is also rising." Ye Lishan, director of Xiamen Health and Medical Big Data Center, introduced that since 2014, Xiamen has built and launched a unified outpatient appointment platform in the city, and launched a number of online appointment channels such as WeChat WeChat official account and APP while realizing the unified management of hospital appointment sources in the city.

In addition to building more yuan and more convenient online booking platform, Xiamen has also continuously optimized and reformed the treatment process of various hospitals. Ye Wei introduced, "We will make the online appointment time accurate to minutes. Patients can make an online appointment for the hospital number source, and after arriving at the hospital, they can wait for the call directly according to the appointment time, without having to make a second sign-in."

According to statistics, up to now, the online booking platforms for outpatient clinics in Xiamen have served more than 57.95 million people. Among them, since the beginning of this year, 2.3 million people have achieved medical treatment through online appointments.

Remote consultation is efficient and convenient.

Three-dimensional reconstruction of lung CT images by AR technology.

Frontline doctors collect cases, upload image data in real time, and MDT multidisciplinary experts consult to determine the best treatment plan … Recently, the 5G Smart Medical Innovation Center of the First Affiliated Hospital of Kunming Medical University conducted a remote consultation with a COVID-19 patient in Yunnan Infectious Diseases Hospital through the technology of "internet plus Smart Medical".

Tao Bo, deputy director of the outpatient office of the First Affiliated Hospital of Kunming Medical University, introduced that during the remote consultation, many lung CT images were captured from the Internet Cloud Hospital of the First Affiliated Hospital of Kunming Medical University, and the three-dimensional reconstruction was completed by AR technology. "Experts only need to wear AR glasses, so that the two-dimensional picture can be three-dimensional, and the organ, lesion shape and fine structure can be presented in 360-degree HD, and patients can get accurate and personalized diagnosis and treatment."

In addition to AR technology, 5G technology is also applied in remote consultation. On January 29th, the First Affiliated Hospital of Kunming Medical University and China Mobile Yunnan Company launched the online free diagnosis and treatment platform for pneumonia in novel coronavirus based on 5G network. More than 20 experts make online diagnosis and treatment every day, and make remote diagnosis for patients to avoid cluster infection caused by a large number of patients.

Shortly after the platform was launched, the First Affiliated Hospital of Kunming Medical University issued a smart diagnosis and treatment list for a critically ill patient in COVID-19. It was a 66-year-old patient who was transferred from the isolation treatment point to Baoshan People’s Hospital because of the sudden deterioration of his condition. After receiving the application for assistance from Baoshan People’s Hospital, the First Affiliated Hospital of Kunming Medical University organized three remote multidisciplinary expert consultations within 24 hours, and successfully rescued the patient from the dying line.

Tao Bo introduced that Internet technology has provided support for the real realization of the Internet medical service mode of "primary examination, superior diagnosis, superior prescription and primary treatment" and the graded diagnosis and treatment mode of "primary diagnosis, two-way referral, rapid and slow division, and up-and-down linkage". "As long as there is a network, we can treat patients anytime and anywhere. For some areas with relatively weak medical standards, remote diagnosis and treatment has broken the time and space restrictions, allowing people to enjoy quality medical services at their doorstep. "

Fine management of online payment

Realization of "internet plus Medical Insurance" Payment Based on Face Recognition Technology

"It’s very convenient. You can pay for it and use medical insurance on your mobile phone, so you don’t have to wait in line at the hospital." Aunt Jing, a resident of Jinan City, Shandong Province, suffers from high blood pressure. It was inconvenient to go to the hospital to prescribe medicine and pay fees every month. Today, she can use her mobile phone to consult, buy medicine and pay in internet hospitals, eliminating the need to travel back and forth.

Aunt Jing is the beneficiary of Shandong Internet medical insurance big health service platform. In April this year, the platform was put into trial operation in Jinan, which realized the integration of online payment and settlement of medical insurance based on medical insurance electronic certificate and face recognition technology.

According to reports, on this platform, after the patient is authenticated by face recognition, the doctor can retrieve the patient’s electronic medical records for the past three months and prescribe online. In the future, the platform will build a comprehensive medical security service system of "internet plus medical insurance+medical care+medicine" to meet the diverse medical needs of disabled people, chronically ill patients, disadvantaged groups and 23 million elderly people in Shandong Province, such as online consultation, follow-up visit to buy medicines, continuation of chronic diseases, medical insurance payment and settlement, and home delivery of medicines.

Other regions are also actively exploring "internet plus Medical Insurance" payment. As early as 2018, Tongxiang City, Zhejiang Province included Wuzhen Internet Hospital in the scope of designated medical institutions for basic medical insurance in the city. Insured patients in this city can use medical insurance for reimbursement when they see a doctor in this hospital. In February of this year, Tianjin Medical Insurance Bureau issued a document to incorporate Internet medical services into the entity designated medical institutions it relies on to implement unified medical insurance agreement management. Since the beginning of this year, many designated medical insurance hospitals in Beijing have opened Internet diagnosis and treatment services, and insured patients can make online follow-up visits, prescribe medicines, and make online real-time medical insurance settlement.

In order to further promote the development of "Internet+medical care" and meet the diverse medical needs of the masses, in March this year, the Central Committee of the Communist Party of China and the State Council issued "Opinions on Deepening the Reform of Medical Security System", demanding the establishment of an effective and efficient medical insurance payment mechanism, innovating the management of medical insurance agreements, and supporting the development of new service models such as "Internet+medical care".

"On the one hand, the payment of’ internet plus Medical Insurance’ solves the problem that people can’t use medical insurance for online medical treatment, on the other hand, it also enables emerging Internet hospitals to get medical insurance support, which is conducive to further developing online medical services." He Bin, a special researcher at the Center for Public Policy Research of China Academy of Social Sciences, believes that some experience has been gained from exploration in various places, but the key to a stable and far-reaching "internet plus medical insurance" is to formulate a standardized charging method for Internet medical services, and do a fine management of medical insurance reimbursement to ensure that every medical insurance expenditure is implemented. (Reporter Shao Yuzi, Li Maoying, Shen Shaotie)

　　Cctv newsAccording to the Hydrological Center of Guangxi Zhuang Autonomous Region, at 8: 00 on September 4th, there were still four rivers, namely, Qingwan River, Zhuer River, Yujiang River and Yichang River, which were tributaries of Nanliu River, exceeding the police by 0.26 ~ 1.46 meters.

　　Affected by the subsequent heavy rainfall of Typhoon Sura No.9, Nanliu River and its tributary Qingwan River rose again. It is estimated that the main stream of Nanliu River will continue to rise by 1-2 meters in the next 4-12 hours, in which the flood exceeding the warning level will be about 1.5 meters in the reach of Zhangmu Town (warning level 62.7 meters) in Fumin District of Nanliu River, about 0.8 meters in the reach of Bobai County (warning level 50.2 meters) and about 0.8 meters in the reach of Yulin City, a tributary of Qingwan River (warning level 74.6 meters).

　　The Hydrological Center of Guangxi Zhuang Autonomous Region continued to issue a blue flood warning at 8: 00 on September 4, reminding Yulin, Guigang, Wuzhou and other cities and the above-mentioned areas along the Yangtze River and the public to strengthen their prevention and avoid risks in time.

　　Of course, fruit is the best in the season, and it’s already late spring. Seize this last opportunity to find the best fruit in the season, so don’t take a good bite to eat!

　　Seasonal fruit, as its name implies, is that the fruit grows in a climate and environment suitable for its growth. It can adapt to the natural ecology at that time and can withstand the tempering of nature. But also has rich nutrition and sufficient moisture, and meets the needs of taste.

　　Seven kinds of seasonal fruits that should be eaten in spring

　　1. Strawberries

　　Strawberry is a common fruit, which is praised by nutritionists as "the first fruit in spring" and is a good product for health preservation in spring. Strawberry has always been considered to have the effects of enriching blood, benefiting qi, strengthening spleen and moistening lung, which is suitable for all ages, especially for those who are physically weak, and strawberry is one of the nourishing fruits. In addition, the iron, glucose, fructose, malic acid and citric acid contained in strawberries can effectively assist in the treatment of diseases such as sore throat, cough due to lung heat and long boils that are prone to occur in spring.

　　It’s not that the bigger the strawberry, the more delicious it is, and the bigger strawberry will taste a little lighter. Therefore, strawberries that are larger than quail eggs and have ruddy colors taste better. In addition, strawberries have high water content and thin skin, and are easily damaged by mechanical damage or microbial invasion, so it is recommended to buy and eat them now.

　　2. Waist awn

　　Spring is the season to eat mangoes, and only the waist mango in spring is the best. It is Huang Cancan in color, about the size of an egg, with a round tip and a particularly sweet juice. When spring comes, mangoes come as scheduled, and there is a small mango called waist mango, which is especially sweet.

　　Mango has a good taste and contains a lot of fiber, which can help clean up the stomach. Mango is called the king of tropical fruits and tastes sweet, while the taste of small waist mango is one of the best in mango family. Although there are many mango fibers, the waist awn tastes particularly delicate and smooth, coupled with a strong sweet smell, which really makes people want to stop.

　　Mango contains a lot of carotene, which can help protect our eyes and skin care. "Just from the color of mango, we know that it is rich in carotene." Carotene can be converted into vitamin A in the body, which not only protects the eyes, but also benefits the skin. Ladies who love beauty should not miss it.

　　Although mango is good, it is also an allergic food. If you are allergic, you should pay attention to it. You can slice the mango meat and cut it into small pieces to eat, so that the mango juice that causes allergies will not flow into your mouth. If you are allergic to your throat, you can drink some boiled water quickly.

　　3. Loquat

　　Loquat is a common food, and eating more loquat in spring can help prevent colds. Loquat is known as the first fruit in Lingnan in spring, and it tastes sweet, so it feels very comfortable to eat it. Loquat bears fruit in spring and matures in early summer. It used to be listed in May, but now in some areas in the south, it is ripe in March and April, and it has also begun to appear in the northern market.

　　The content of carotene contained in loquat is amazing, which is good for health. Loquat is rich in carotene and ranks among the top three fruits. It is also rich in B vitamins, potassium and so on. Eating some properly is good for protecting eyesight, moistening skin and controlling blood pressure. Fruits are rich in organic acids such as malic acid and citric acid, which can stimulate the secretion of digestive glands and increase appetite. Eating loquat can not only make your appetite big, but also help prevent colds.

　　Loquat is not only rich in nutrition, but also has the effect of health care, which can eliminate phlegm and is of great help to the heart and lungs. Loquat is called "the king of fruits", not only because of its nutritional advantages, but also because of its certain health care function. The medicinal value of loquat is extremely high, and fruits, seeds, flowers, leaves, skins, roots and honey can all be used as medicine. "Compendium of Materia Medica" records that "loquat can moisten the five internal organs and nourish the heart and lungs", so it can play a dual-purpose health care role for people with lung dryness and cough. The loquat leaves contain amygdalin, which has been proved to have expectorant and antiasthmatic effects.

　　The market time of loquat is very short, so we should hurry to buy some in season, otherwise it will be late. Ginkgo is the first choice when buying, and the ones with high maturity are better with orange peel, complete fuzz, maturity and no green fruit. When eating loquat, you must peel it, and the stone is inedible, because it is immature or contains amygdalin in the peel and stone, which has certain toxicity. Mature loquat is not recommended to eat too much at a time, just one or two loquats.

　　4. Pineapple

　　Pineapple fruit has excellent quality and rich nutrition, and contains a lot of fructose, glucose, vitamin B, vitamin C, phosphorus, citric acid, protease and other substances. It has the effects of clearing away summer heat, quenching thirst, promoting digestion and stopping diarrhea, invigorating spleen and stomach, strengthening vitality, invigorating qi and blood, promoting digestion, eliminating dampness, caring skin and slimming. Pineapple in spring is a favorite fruit of many people because of its rich fragrance and moist taste. Pineapple contains a substance called "pineapple prion", which can decompose protein, help digestion, eliminate inflammation and edema, and promote blood circulation. Especially after eating meat and greasy food, eating pineapple is more suitable to prevent fat deposition.

　　The main allergenic substance causing "pineapple disease" is "pineapple prion". Salt water can destroy the allergic structure of "bromelain" and make it lose its toxicity to individual physique people. Therefore, when eating pineapple, you can peel it off first, and then cut it open and soak it in salt water, so as to reduce the accidents of pineapple protease allergy. However, it should be noted that people with allergies had better not eat pineapple, and it is best to soak it in light salt water before eating it.

　　5. Mulberry

　　Mulberry is the fruit of mulberry, and spring is its mature season. Mature mulberry is oily, sweet and sour, and it is better to be big, thick, purple and full of sugar. Mulberry has the functions of improving blood supply to skin (including scalp), nourishing skin, promoting fluid production to quench thirst, promoting digestion, helping defecation and so on, and can delay aging.

　　6, cherry

　　Rich in nutrients, rich in carbohydrates, protein, calcium, phosphorus, iron and vitamins. Especially, the content of iron is as high as 6-8 mg per 100 grams, which is 20-30 times higher than that of apples, oranges and pears, and the content of vitamin A is 4-5 times higher than that of apples, oranges and grapes. Eating cherries has the effects of promoting hemoglobin regeneration and preventing cancer.

　　7. Mangosteen

　　Mangosteen pulp is rich in dietary fiber, sugar, vitamins and mineral elements such as magnesium, calcium, phosphorus and potassium. It has a good nourishing effect on the body, and has a good recuperating effect on weakness, illness and malnutrition.

　　However, it should be noted that mangosteen peel tastes bitter, so it is necessary to prevent the peel juice from being dyed on the meat flap when peeling, so as not to affect the taste.

　　It’s already late spring, so don’t hesitate to eat delicious fruits in season.